2008 Dawns Light Rd, Union, KY 41091 Property Records

Boone County property record for 2008 Dawns Light Rd, Union, KY 41091

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,302 sqft · built 2011
Owner	Individual Name on File
Last Sale	$142,000 (Jul 2019)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.01-11-245.03`

Property Details

APN / Parcel Number

Primary APN	`051.01-11-245.03`
Alternative APN	`48110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,302 sqft Finished Area

Exterior

Year Built	Built 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2008 DAWNS LIGHT RD
City	UNION
State	KY
Zip	41091-0349
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 245-C PH X HARMONY CONDOS (CHESTNUT III W/1CG)
Legal Subdivision	HARMONY CONDOS PH 10
Legal Phase	10
Legal Unit	245
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3004
Census Tract	70316

Owner

2008 Dawns Light Rd, a condominium, is owned and occupied by an individual who bought it in July 2019.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	2008 DAWNS LIGHT RD, UNION, KY 41091-0349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Mar 3, 2014 · Amount on File
Deed Document Number	778715
Deed Book / Page	D1129 / 350
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2008 DAWNS LIGHT RD, UNION, KY 41091-0349
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4456/568
Date	May 4, 2021
Book Page	M4456/568
Instrument	834395

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 16, 2019
Property Address	2008 DAWNS LIGHT RD, UNION, KY 41091-0349
Document Number	D1129/350
Book / Page	D1129 / 350
Map Reference	MB 1192 PG 315
Instrument Date	Jul 12, 2019
Instrument	778715
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 GRATZ RD, 3105, OWENTON, KY 40359-8393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 DAWNS LIGHT RD, UNION, KY 41091-0349

Mortgage

Document Number	778716
Date	Jul 16, 2019
Instrument	778716

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2008 Dawns Light Rd was $1,370.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00	$165,000 Building $165,000
2024			$165,000 (-) Building $165,000
2023	$1,425.00 (-10.6%)	$165,000 (+16.2%) Building $165,000	$165,000 (+16.2%) Building $165,000
2022	$1,594.00	$142,000 Building $142,000	$142,000 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2008 Dawns Light Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2008 Dawns Light Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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