2008 Clover Ln, Champaign, IL 61821 Property Records

Champaign County property record for 2008 Clover Ln, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1975
Lot Size	0.205 acres (8,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2023)
Tax Bill	$4,820 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-432-004`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-432-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Building Perimeter
1st Floor Area	1,288 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,937 sqft (0.205 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2008 CLOVER LN
City	CHAMPAIGN
State	IL
Zip	61821-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 547 SOUTHWOOD 16TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 16TH SUB
Legal Lot Number	547
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2012
Census Tract	1203

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2008 CLOVER LN, CHAMPAIGN, IL 61821-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FISHER NATIONAL BANK
Jul 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	20238514
Prior Transfer Date	Jun 27, 2020
Prior Transfer Doc	0000012179
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 27, 2023
Property Address	2008 CLOVER LN, CHAMPAIGN, IL 61821-5834
Document Number	0000008514
Map Reference	MBY PG 75
Instrument Date	Jun 23, 2023
Instrument	2023R08514
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2008 CLOVER LN, CHAMPAIGN, IL 61821-5834

Mortgage

Document Number	0000008515
Date	Jun 27, 2023
Instrument	2023R08515

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2008 CLOVER LN, CHAMPAIGN, IL 61821-5834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015665
Date	Aug 11, 2020
Instrument	2020R15665

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	FISHER, IL 61843

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 1, 2020
Property Address	2008 CLOVER LN, CHAMPAIGN, IL 61821-5834
Document Number	0000012179
Instrument Date	Jun 27, 2020
Instrument	12179
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2008 CLOVER LN CHAMPAIGN IL 618215834, CHAMPAIGN, IL 61821-5834

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,760 (+12.21%) Land $20,790 Building $47,970	$206,280 (+12.21%) Land $62,370 Building $143,910
2024	$4,820.00 (+49.41%)	$61,280 (+19.04%) Land $18,530 Building $42,750	$183,840 (+19.04%) Land $55,590 Building $128,250
2023	$3,226.00 (-1.95%)
2022	$3,290.00 Homeowner's exemption Senior Citizen's exemption	$51,480 Land $15,570 Building $35,910	$154,440 Land $46,710 Building $107,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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