2006 Clover Ln, Champaign, IL 61821 Property Records

Champaign County property record for 2006 Clover Ln, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1975
Lot Size	0.195 acres (8,491 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2021)
Tax Bill	$5,086 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-432-003`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-432-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Building Perimeter
1st Floor Area	1,456 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,491 sqft (0.195 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2006 CLOVER LN
City	CHAMPAIGN
State	IL
Zip	61821-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 546 SOUTHWOOD 16TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 16TH SUB
Legal Lot Number	546
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2012
Census Tract	1203

Owner

2006 Clover Ln is owned and occupied by an individual who bought it in April 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2006 CLOVER LN, CHAMPAIGN, IL 61821-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR CAP
Nov 13, 2017	Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jul 8, 2013 · Amount on File
Deed Document Number	20217762
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 5, 2021
Property Address	2006 CLOVER LN, CHAMPAIGN, IL 61821-5834
Document Number	0000007762
Map Reference	MB Y PG 75
Instrument Date	Mar 31, 2021
Instrument	2021R07762
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2006 CLOVER LN, CHAMPAIGN, IL 61821-5834

Mortgage

Document Number	0000007763
Date	Apr 5, 2021
Instrument	2021R07763

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2006 CLOVER LN, CHAMPAIGN, IL 61821-5834
Document Number	0000011383
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2006 CLOVER LN CHAMPAIGN IL 618215834, CHAMPAIGN, IL 61821-5834

Mortgage

Document Number	0000011383
Date	Jun 24, 2020
Instrument	11383

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 23, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2006 CLOVER LN, CHAMPAIGN, IL 61821-5834
Document Number	0000021777
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2006 CLOVER LN CHAMPAIGN IL 618215834, CHAMPAIGN, IL 61821-5834

Mortgage

Document Number	0000021777
Date	Nov 17, 2017
Instrument	21777

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 16, 2037

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,180 Land $20,790 Building $51,390	$216,540 Land $62,370 Building $154,170
2024	$5,086.00
2022	$4,418.00 Homeowner's exemption	$54,050 Land $15,570 Building $38,480	$162,150 Land $46,710 Building $115,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2006 Clover Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2006 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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