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20077 Palermo Lake Ct, Estero, FL 33928 Property Records

Lee County property record for 20077 Palermo Lake Ct, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,807 sqft · built 2005
Lot Size0.218 acres (9,514 sqft)
Owner2 Individual Names on File
Last Sale$695,000 (Mar 2022)
Tax Bill$5,371 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E1-07000.0830

Property Details

APN / Parcel Number

Primary APN30-46-26-E1-07000.0830
Alternative APNs
  • 263046E1070000830
  • 30462607000000830
  • 10487545

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,807 sqft Living Area
Gross Area3,634 sqft
1st Floor Area1,583 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,514 sqft (0.218 acres)
View / LotLake
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchSlab
Patio Area322 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10487545
Street Address20077 PALERMO LAKE CT
CityESTERO
StateFL
Zip33928-7749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionGRANDE OAK EAST PB 77 PGS 26-38 LOT 83
Legal Range26E
Legal Township46S
Legal Section30
Legal SubdivisionGRANDE OAK EAST
Legal TractE1
Legal Block2
Legal Lot Number83
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2001
Census Tract40118

Owner

20077 Palermo Lake Ct is owned and occupied by two individuals who bought it in March 2022.

Source: Lee County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address20077 PALERMO LAKE CT, ESTERO, FL 33928-7749
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2022 · Amount on File
Deed SaleMar 16, 2022 · Amount on File
Prior SaleApr 4, 2012 · Amount on File
Deed Document Number202288410
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 16, 2022
Property Address20077 PALERMO LAKE CT, ESTERO, FL 33928-7749
Document Number0000088410
Map ReferenceMB 77 PG 26-38
Instrument DateMar 9, 2022
Instrument2022000088410
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyBONITA TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9467 SUN RIVER WAY, ESTERO, FL 33928-3094

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 DEERFIELD ROAD, HANOVER, NJ

Mortgage

Document Number0000088411
DateMar 16, 2022
Instrument2022000088411
Lender
NameLOW VA RATES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 20077 Palermo Lake Ct was $5,371 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,371.00 Homeowner's exemption$424,575 Land $158,270 Building $266,305$424,575 Land $158,270 Building $266,305
2023$6,904.00 (+69.59%) Homeowner's exemption$543,718 (+62.3%) Land $157,333 Building $386,385$543,718 (+15.42%) Land $157,333 Building $386,385
2022$4,071.00 Homeowner's exemption Senior Citizen's exemption$334,998$471,096 Land $121,800 Building $349,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20077 Palermo Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20077 Palermo Lake Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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