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20075 Palermo Lake Ct, Estero, FL 33928 Property Records

Lee County property record for 20075 Palermo Lake Ct, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,529 sqft · built 2004
Lot Size0.217 acres (9,461 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jun 2021)
Tax Bill$5,814 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN30-46-26-E1-07000.0840

Property Details

APN / Parcel Number

Primary APN30-46-26-E1-07000.0840
Alternative APNs
  • 263046E1070000840
  • 30462607000000840
  • 10487546

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,529 sqft Living Area
Gross Area3,239 sqft
1st Floor Area1,649 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,461 sqft (0.217 acres)
View / LotLake
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchSlab
Porch Area258 sqft
Patio Area490 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10487546
Street Address20075 PALERMO LAKE CT
CityESTERO
StateFL
Zip33928-7749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionGRANDE OAK EAST PB 77 PGS 26-38 LOT 84
Legal Range26E
Legal Township46S
Legal Section30
Legal SubdivisionGRANDE OAK EAST
Legal TractE1
Legal Block2
Legal Lot Number84
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2001
Census Tract40118

Owner

20075 Palermo Lake Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2530 SE 19TH AVE, CAPE CORAL, FL 33904-3222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2021Warranty Deed, Transfer
TRINITY TITLE/TX LLC, TRINITY TITLE OF SWFL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2021 · Amount on File
Deed SaleJun 10, 2021 · Amount on File
Prior SaleMay 27, 2008 · Amount on File
Deed Document Number2021192306
Prior Transfer DateMar 1, 2005
Prior Transfer Doc0046083443
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20075 PALERMO LAKE CT, ESTERO, FL 33928-7749
Transaction TypeMortgage
Record UpdatedMar 6, 2023
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20075 PALERMO LAKE CT, ESTERO, FL 33928-7749

Mortgage

Document Number0000267054
DateAug 12, 2021
Instrument2021000267054
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueFeb 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 10, 2021
Property Address20075 PALERMO LAKE CT, ESTERO, FL 33928-7749
Document Number0000192306
Map ReferenceMB 77 PG 26-38
Instrument DateJun 8, 2021
Instrument2021000192306
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyTRINITY TITLE/TX LLC, TRINITY TITLE OF SWFL LLC

Transaction

AmountAmount on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address518 W LAKE DR LOUISE CIR801, CIR801, NAPLES, FL 34102-6543

Transferred To (Grantee/Buyer)

NameVerified Name
Address2530 SE 19TH AVE, CAPE CORAL, FL 33904-3222

Tax Assessment & Valuation

The 2025 property tax bill for 20075 Palermo Lake Ct was $5,814 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,814.00 Homeowner's exemption$458,622$476,588 Land $158,270 Building $318,318
2023$5,452.00 (+0.17%) Homeowner's exemption$432,716 (+3%)$468,793 (+11.59%) Land $156,521 Building $312,272
2022$5,443.00 Homeowner's exemption$420,113 Land $121,800 Building $298,313$420,113 Land $121,800 Building $298,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20075 Palermo Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20075 Palermo Lake Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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