20076 Ljepava Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20076 Ljepava Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,889 sqft · built 1964
Lot Size	0.27 acres (11,770 sqft)
Owner	2 Company Names on Record
Last Sale	$888,000 (Mar 1998)
Tax Bill	$17,185 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`393-04-029`

Property Details

APN / Parcel Number

Primary APN	`393-04-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,889 sqft Living Area
1st Floor Area	2,889 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,770 sqft (0.27 acres)
Lot Dimensions	107 ft deep x 110 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	119 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20076 LJEPAVA DR
City	SARATOGA
State	CA
Zip	95070-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 3483 ARGONAUT GLEN BOOK 163 PAGE 20 PAGE 21 LOT 28
Legal Subdivision	ARGONAUT GLEN
Legal Tract	3483
Legal Lot Number	28
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2012
Census Tract	507500

Owner

Source: Santa Clara County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Affidavit of Death of Trustee, Transfer
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 1998 · Amount on Record
Deed Sale	Mar 26, 1998 · Amount on Record
Deed Document Number	199814110593
Last Transfer Date	Sep 22, 2026
Transfer Doc	0026057205
Record Updated	Oct 29, 2026

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 29, 2026
Property Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344
Document Number	0026057205
Instrument Date	Sep 22, 2026
Instrument	202626057205
Transaction Type	Transfer
Record Updated	Oct 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344

Mortgage

Document Number	0025882991
Date	Oct 14, 2025
Instrument	25882991

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	2500 WESTFIELD DR STE 2, ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344

Mortgage

Document Number	0024989344
Date	Jun 9, 2021
Instrument	24989344

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20076 LJEPAVA DR, SARATOGA, CA 95070-4344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024311459
Date	Oct 23, 2019
Instrument	24311459

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,446,269 (+2%) Land $650,819 Building $795,450
2025	$17,185.00 (+2.15%) Homeowner's exemption	$1,417,911 (+4.04%) Land $638,058 Building $779,853
2023	$16,824.00 (+2.25%) Homeowner's exemption	$1,362,854 Land $613,283 Building $749,571
2022	$16,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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