20071 Serrano Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 20071 Serrano Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,102 sqft · built 1985
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Mar 2026)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0442-042-05-0000`

Property Details

APN / Parcel Number

Primary APN	`0442-042-05-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,102 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	2,102 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	45,738 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	20071 SERRANO RD
City	APPLE VALLEY
State	CA
Zip	92307-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3333 LOT 2649 TR NO 3333 APPLE VALLEY RANCHOS UNIT NO 7 LOT 2649 EX 1/2 INT MIN RTS
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	3333
Legal Block	2
Legal Lot Number	2649
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2010
Census Tract	9726

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Grant Deed, Transfer · VA Mortgage OCMBC INC
Apr 11, 2023	Intrafamily Transfer, Transfer
Sep 29, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 9, 2020	Grant Deed, Transfer LAWYERS TITLE-IE
Apr 9, 2018	Grant Deed, Transfer · VA Mortgage ARROWHEAD CAPITAL CORP
May 1, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	202682820
Prior Transfer Date	Apr 5, 2023
Prior Transfer Doc	0000084088
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2026
Property Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number	0000082820
Map Reference	MB 44 PG 59-61
Instrument Date	Feb 24, 2026
Instrument	2026-0082820
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611

Mortgage

Document Number	0000082821
Date	Mar 31, 2026
Instrument	2026-0082821

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 11, 2023
Property Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number	0000084088
Map Reference	MB 44 PG 59-61
Instrument Date	Apr 5, 2023
Instrument	2023-0084088
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 29, 2022
Property Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number	0000327759
Map Reference	MB 44 PG 59-61
Instrument Date	Sep 26, 2022
Instrument	2022-0327759
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 9, 2020
Property Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number	0000389632
Instrument Date	Sep 23, 2020
Instrument	389632
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	LAWYERS TITLE-IE

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20071 SERRANO RD APPLE VALLEY CA 923072611, APPLE VALLEY, CA 92307-2611

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 9, 2018
Property Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number	0000124375
Map Reference	MB 44 PG 59-61
Instrument Date	Mar 1, 2018
Instrument	2018-0124375
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611

Mortgage

Document Number	0000124376
Date	Apr 9, 2018
Instrument	2018-0124376

Lender

Name	ARROWHEAD CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20071 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number	0000300162
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20071 SERRANO RD APPLE VALLEY CA 923072611, APPLE VALLEY, CA 92307-2611

Mortgage

Document Number	0000300162
Date	Jul 25, 2017
Instrument	300162

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,306 (+2%) Land $44,163 Building $309,143
2025	$3,939.00 (+1.94%) Homeowner's exemption	$346,378 (+4.04%) Land $43,297 Building $303,081
2023	$3,864.00 (+1.55%)	$332,928 Land $41,616 Building $291,312
2022	$3,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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