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20029 Serrano Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 20029 Serrano Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,800 sqft · built 1992
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Dec 2010)
Tax Bill$2,658 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0442-042-03-0000

Property Details

APN / Parcel Number

Primary APN0442-042-03-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,800 sqft Living Area
Gross Area3,536 sqft
1st Floor Area2,800 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area43,560 sqft
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
PorchPatio/Porch
Porch Area979 sqft
Patio Area979 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address20029 SERRANO RD
CityAPPLE VALLEY
StateCA
Zip92307-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionTRACT 3333 LOT 2651 TR NO 3333 APPLE VALLEY RANCHOS UNIT NO 7 LOT 2651 EX ST EX 1/2 INT MIN RTS ***** 6-16-92#252973 ST *****
Legal SubdivisionAPPLE VALLEY RANCHOS UNIT #7
Legal Tract3333
Legal Block2
Legal Lot Number2651
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2010
Census Tract9726

Owner

Source: San Bernardino County records · APN 0442-042-03-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20029 SERRANO RD, APPLE VALLEY, CA 92307-2611
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2010 · Amount on Record
Deed SaleDec 14, 2010 · Amount on Record
Prior SaleMay 18, 2010 · Amount on Record
Deed Document Number2010528564
Prior Transfer DateJul 14, 2007
Prior Transfer Doc0000572373
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address20029 SERRANO RD, APPLE VALLEY, CA 92307-2611
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20029 SERRANO RD, APPLE VALLEY, CA 92307-2611

Mortgage

Document Number0000268163
DateOct 30, 2023
Instrument2023-0268163
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2043

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address20029 SERRANO RD, APPLE VALLEY, CA 92307-2611
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20029 SERRANO RD, APPLE VALLEY, CA 92307-2611

Mortgage

Document Number0000293408
DateJun 29, 2021
Instrument2021-0293408
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address20029 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number0000126219
Instrument DateApr 07, 2020
Transaction TypeMortgage
Record UpdatedMay 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2009 SERRANO RD APPLE VALLEY CA 92307, APPLE VALLEY, CA 92307

Mortgage

Document Number0000126219
DateApr 13, 2020
Instrument126219
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 12, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address20029 SERRANO RD, APPLE VALLEY, CA 92307-2611
Document Number0000310774
Instrument DateJul 22, 2017
Transaction TypeMortgage
Record UpdatedAug 07, 2017
Title CompanyTSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20029 SERRANO RD APPLE VALLEY CA 923072611, APPLE VALLEY, CA 92307-2611

Mortgage

Document Number0000310774
DateJul 31, 2017
Instrument310774
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$235,225 (+2%) Land $39,204 Building $196,021
2025$2,658.00 (+3.95%) Homeowner's exemption$230,612 (+4.04%) Land $38,435 Building $192,177
2023$2,557.00 (+1.59%) Homeowner's exemption$221,657 Land $36,942 Building $184,715
2022$2,517.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: California Internet.

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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