2007 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 2007 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 1995
Lot Size	0.358 acres (15,603 sqft)
Owner	2 Owner Names on File
Last Sale	$255,000 (Dec 2014)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11588-318-000`

Property Details

APN / Parcel Number

Primary APN	`11588-318-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,156 sqft Heated Area
Gross Area	2,829 sqft
1st Floor Area	2,156 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,603 sqft (0.358 acres)
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	720 sqft

Exterior Amenities

Pool Area	510 sqft
Porch	Porch
Porch Area	233 sqft
Patio Area	380 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2007 SUTHERLAND RD
City	LYNN HAVEN
State	FL
Zip	32444-5362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOWAT HIGHLANDS PHASE IV LOT 11 BLK D ORB 3659 P 1968
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS
Legal Phase	4
Legal Block	D
Legal Lot Number	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2024
Census Tract	1301

Owner

Source: Bay County records · APN 11588-318-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2007 SUTHERLAND RD, LYNN HAVEN, FL 32444-5362
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2014 · Amount on Record
Deed Sale	Dec 05, 2014 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	2014063897
Deed Book / Page	3659 / 1968
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2007 SUTHERLAND RD, LYNN HAVEN, FL 32444-5362
Transaction Type	Mortgage
Record Updated	Sep 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 SUTHERLAND RD, LYNN HAVEN, FL 32444-5362

Mortgage

Document Number	0044501324
Date	Aug 23, 2021
Book Page	4450/1324
Instrument	2021064509

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,949.00 (-1.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$242,645 (+5.99%)	$269,229 (+8.71%) Land $63,500 Building $205,729
2023	$3,001.00 (+12.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$228,939 (+3%)	$247,654 (+11.42%) Land $48,755 Building $198,899
2022	$2,663.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$222,271 Land $37,839 Building $184,432	$222,271 Land $37,839 Building $184,432

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 516 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.