2002 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 2002 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 1996
Lot Size	0.362 acres (15,781 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2018)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11588-304-000`

Property Details

APN / Parcel Number

Primary APN	`11588-304-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	2,630 sqft
1st Floor Area	2,019 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,781 sqft (0.362 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	396 sqft
Porch	Florida Room
Porch Area	345 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2002 SUTHERLAND RD
City	LYNN HAVEN
State	FL
Zip	32444-5387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	MOWAT HIGHLANDS PHASE IV LOT 29 BLK B MAP 103A ORB 4456 P 937
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS PHASE I
Legal Phase	4
Legal Block	B
Legal Lot Number	29
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3509 E CANNON DR, PHOENIX, AZ 85028-3918
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Quit Claim Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 1, 2018	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Document Number	201846213
Deed Book / Page	4034 / 644
Last Transfer Date	Aug 30, 2021
Transfer Doc	0044560937
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Sep 3, 2021
Property Address	2002 SUTHERLAND RD, LYNN HAVEN, FL 32444-5387
Document Number	0044560937
Book / Page	4456 / 937
Map Reference	MB 16 PG 20
Instrument Date	Aug 30, 2021
Instrument	2021068088
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W SPARROW DR, 100, CHANDLER, AZ 85286-8513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W SPARROW DR, CHANDLER, AZ 85286-8513

Mortgage

Document Number	4456939
Date	Sep 3, 2021
Instrument	4456/939

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2002 SUTHERLAND RD, LYNN HAVEN, FL 32444-5387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038920822
Date	Apr 18, 2017
Book Page	3892/0822
Instrument	2017021404

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 1, 2018
Property Address	2002 SUTHERLAND RD, LYNN HAVEN, FL 32444-5387
Document Number	0040340644
Book / Page	004034 / 000644
Instrument Date	Jul 31, 2018
Instrument	46213
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 W SPARROW DR CHANDLER AZ 852868513, CHANDLER, AZ 85286-8513

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (+0.12%)	$270,606 (+8.84%) Land $63,500 Building $207,106	$270,606 (+8.84%) Land $63,500 Building $207,106
2024	$4,065.00 (+2.65%)
2023	$3,960.00 (+19.42%)	$248,625 (+11.66%) Land $48,755 Building $199,870	$248,625 (+11.66%) Land $48,755 Building $199,870
2022	$3,316.00	$222,671 Land $37,839 Building $184,832	$222,671 Land $37,839 Building $184,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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