2007 Montego Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 2007 Montego Ct, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,346 sqft · built 1983
Lot Size	0.105 acres (4,584 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,215 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-6338-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-6338-9`
Alternative APNs	`16-28-16-05069-000-0660` `281616050690000660` `R169493`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	4,584 sqft (0.105 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	75 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R169493
Street Address	2007 MONTEGO CT
City	OLDSMAR
State	FL
Zip	34677-2540
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	BAYSIDE MEADOWS PHASE II SEC 2, A PARTIAL REPLAT LOT 66
Legal Range	16E
Legal Township	28S
Legal Section	16
Legal Subdivision	BAYSIDE MEADOWS PHASE II
Legal Phase	2
Legal Tract	5069
Legal Lot Number	66
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27319

Owner

2007 Montego Ct, a planned unit development, is owned and occupied by two individuals who acquired it in June 2024.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2007 MONTEGO CT, OLDSMAR, FL 34677-2540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 2, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024
Deed Sale	Jun 24, 2024
Prior Sale	Nov 14, 2016 · Amount on File
Deed Document Number	2024159980
Deed Book / Page	22839 / 721
Prior Transfer Date	Jun 11, 2024
Prior Transfer Doc	0228390721
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2026
Property Address	2007 MONTEGO CT, OLDSMAR, FL 34677-2540
Document Number	0000127663
Book / Page	23555 / 500
Instrument Date	May 6, 2026
Instrument	2026127663
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2007 MONTEGO CT, OLDSMAR, FL 34677-2540

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2007 MONTEGO CT, OLDSMAR, FL 34677-2540
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 MONTEGO CT, OLDSMAR, FL 34677-2540

Mortgage

Document Number	0218831587
Date	Jan 7, 2022
Book Page	21883/1587
Instrument	2022007836

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Jun 1, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	2007 MONTEGO CT, OLDSMAR, FL 34677-2540
Document Number	0201001425
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 MONTEGO CT OLDSMAR FL 346772540, OLDSMAR, FL 34677-2540

Mortgage

Document Number	0201001425
Date	Jun 22, 2018
Book Page	020100/001425
Instrument	198802

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2007 Montego Ct was $3,215, up 8.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00 (+8.07%)	$225,016	$271,725 Building $271,725
2024	$2,975.00 (+6.44%)
2023	$2,795.00 (+6.44%) Homeowner's exemption	$208,156 (+3.21%)	$245,976 (+3.35%) Building $245,976
2022	$2,626.00 Homeowner's exemption	$201,686	$237,998 Building $237,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2007 Montego Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 453 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	453 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	15 of 40
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 4 claims Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2007 Montego Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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