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2005 Montego Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 2005 Montego Ct, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details1,143 sqft · built 1983
OwnerIndividual Name on File
Tax Bill$3,395 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-759-6339-7

Property Details

APN / Parcel Number

Primary APNC62-000-759-6339-7
Alternative APNs
  • 16-28-16-05069-000-0670
  • R169494

Interior

Stories1 Story
Building Area1,143 sqft Heated Area
1st Floor Area1,143 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Exterior MaterialBrick/Stone
Construction TypeWood Frame
View / LotAverage
Garage TypeAttached
Parking Spaces1 Parking Space
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR169494
Old Parcel Number162816050690000670
Street Address2005 MONTEGO CT
CityOLDSMAR
StateFL
Zip34677-2540
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionBAYSIDE MEADOWS PHASE II SEC 2, A PARTIAL REPLAT LOT 67
Legal Range16
Legal Township28
Legal Section16
Legal SubdivisionBAYSIDE MEADOWS PHASE II
Legal Phase2
Legal Lot Number67
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2000
Census Tract27319

Owner

2005 Montego Ct, a planned unit development, is owned by an individual who acquired it in June 2008.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5981 NW 56TH CIR, CORAL SPRINGS, FL 33067-3527
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2008
Deed SaleJun 23, 2008
Prior SaleFeb 24, 2005
Deed Document Number2008170434
Deed Book / Page16294 / 2631
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2005 MONTEGO CT, OLDSMAR, FL 34677-2540
Transaction TypeMortgage
Record UpdatedMay 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5981 NW 56TH CIR, CORAL SPRINGS, FL 33067-3527

Mortgage

Document Number0215320049
DateMay 12, 2021
Book Page21532/49
Instrument2021158014
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term353 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.75%
Index1-Year LIBOR
Max Rate7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Montego Ct was $3,395.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,395.00$221,449$221,449 Building $221,449
2023$2,907.00 (+6.52%)$204,015 (+3.43%)$204,015 (+3.43%) Building $204,015
2022$2,729.00$197,258$197,258 Building $197,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Montego Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 453 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies453 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA15 of 40
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 4 claims
  • Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Montego Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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