2007 Formosa Dr, Monroe, NC 28110 Property Records

Union County property record for 2007 Formosa Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,051 sqft · built 2002
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Mar 2022)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093-279`

Property Details

APN / Parcel Number

Primary APN	`07-093-279`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,051 sqft Living Area
Gross Area	3,787 sqft
1st Floor Area	1,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.354 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2007 FORMOSA DR
City	MONROE
State	NC
Zip	28110-6338
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#66 BROOK VALLEY PH1 OPCG872
Legal Subdivision	BROOK VALLEY
Legal Lot Number	66
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2007 FORMOSA DR, MONROE, NC 28110-6338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Document Number	202211741
Deed Book / Page	8439 / 3
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 30, 2022
Property Address	2007 FORMOSA DR, MONROE, NC 28110-6338
Document Number	0000084393
Book / Page	8439 / 3
Map Reference	CAB G FILE 872
Instrument Date	Mar 30, 2022
Instrument	11741
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 BELAIR ST, 1114, WAXHAW, NC 28173-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 FORMOSA DR, MONROE, NC 28110-6338

Mortgage

Document Number	0000011742
Date	Mar 30, 2022
Instrument	11742

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,500 (-) Land $81,000 Building $402,500	$483,500 (-) Land $81,000 Building $402,500
2025	$3,221.00 (+19.65%)	$483,500 (+51.14%) Land $81,000 Building $402,500	$483,500 (+51.14%) Land $81,000 Building $402,500
2023	$2,692.00	$319,900 Land $35,000 Building $284,900	$319,900 Land $35,000 Building $284,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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