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2003 Formosa Dr, Monroe, NC 28110 Property Records

Union County property record for 2003 Formosa Dr, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage3,046 sqft Living Area
Lot Size12,023 sqft (0.276 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2021)
Tax Bill$3,197.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-093-277

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area3,046 sqft Living Area
Gross Area3,530 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,023 sqft (0.276 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address2003 FORMOSA DR
CityMONROE
StateNC
Zip28110-6338
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description#64 BROOK VALLEY PH1 OPCG981
Legal SubdivisionBROOK VALLEY
Legal Lot Number64
JurisdictionUNION NC
Minor Civil DivisionVANCE
Census Blockgroup2
Census Block2002
Census Tract20307

Owner

Source: Union County records · APN 07-093-277

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2003 FORMOSA DR, MONROE, NC 28110-6338
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 26, 2021Warranty Deed, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC
Apr 30, 2021Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Apr 30, 2021Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Nov 09, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
DIRECT HM LNS
Apr 19, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2021 · Amount on Record
Deed SaleJul 26, 2021 · Amount on Record
Prior SaleNov 09, 2017 · Amount on Record
Deed Doc Number202135132
Deed Book / Page8183 / 182
Prior Transfer DateApr 30, 2003
Prior Transfer Doc0000020307
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2003 FORMOSA DR, MONROE, NC 28110-6338
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 FORMOSA DR, MONROE, NC 28110-6338

Mortgage

Document Number0008693385
DateApr 21, 2023
Book Page8693/385
Instrument9209
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 26, 2021
Property Address2003 FORMOSA DR, MONROE, NC 28110-6338
Document Number8183182
Book / Page8183 / 182
Map ReferenceCAB G FILE 981
Instrument DateJul 23, 2021
Instrument35132
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2003 FORMOSA DR, MONROE, NC 28110-6338

Mortgage

Document Number35133
DateJul 26, 2021
Instrument35133
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 30, 2021
Property Address2003 FORMOSA DR, MONROE, NC 28110-6338
Document Number8085415
Book / Page8085 / 415
Map ReferenceCAB G FILE 981
Instrument DateApr 29, 2021
Instrument20636
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$758.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1578 TY BLUFF RD, 1578, FOREST, VA 24551-3452

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 30, 2021
Property Address2003 FORMOSA DR, MONROE, NC 28110-6338
Document Number0008085415
Book / Page8085 / 415
Map ReferenceCAB G FILE 981
Instrument DateApr 29, 2021
Instrument20636
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$758.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1578 TY BLUFF RD, FOREST, VA 24551-3452

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 09, 2017
Property Address2003 FORMOSA DR, MONROE, NC 28110-6338
Document Number7051200
Book / Page007051 / 000200
Instrument DateNov 09, 2017
Instrument33200
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$554.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2003 FORMOSA DR MONROE NC 281106338, MONROE, NC 28110-6338

Mortgage

Document Number7051202
DateNov 09, 2017
Book Page007051/000202
Instrument33201
Lender
NameDIRECT HM LNS
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28204
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 08, 2047

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NC
Recording DateApr 19, 2017
Property Address2003 FORMOSA DR, MONROE, NC 28110-6338
Document Number6915359
Book / Page006915 / 000359
Instrument DateApr 19, 2017
Instrument10654
Transaction TypeTransfer
Record UpdatedJul 05, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4704 KIDDLE LN MONROE NC 281107663, MONROE, NC 28110-7663

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,197.00 (+19.25%)$481,300 (+51.11%) Land $81,000 Building $400,300$481,300 (+51.11%) Land $81,000 Building $400,300
2023$2,681.00$318,500 Land $54,600 Building $263,900$318,500 Land $54,600 Building $263,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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