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2007 Duncan Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2007 Duncan Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,112 sqft · built 1930
Lot Size0.153 acres (6,700 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jan 2020)
Tax Bill$1,545 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Aug 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN146K S 026

Property Details

APN / Parcel Number

Primary APN146K S 026
Alternative APN
  • 0000075786

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,112 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1945
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000075786
Street Address2007 DUNCAN AVE
CityCHATTANOOGA
StateTN
Zip37404-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 13 BLK 29 MONTAGUES HIGHLAND PARK ADDN NO 2 PB1 PG35
Legal SubdivisionMONTAGUES ADDN HIGHL
Legal Block29
Legal Lot Number13
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2045
Census Tract1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2007 Duncan Ave is owned and occupied by an individual who bought it in January 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address2007 DUNCAN AVE, CHATTANOOGA, TN 37404-3106
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Warranty Deed, Transfer · Conventional with PMI
CMG FIN'L
Aug 10, 2018Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PVT BK NA
Aug 3, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 16, 2018Trustee's Deed, Construction Loan · Construction Mortgage
OTHER INSTITUTIONAL LENDERS
Jan 9, 2018Warranty Deed, Transfer
WARRANTY TITLE INSURANCE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2020 · Amount on File
Deed SaleJan 15, 2020 · Amount on File
Prior SaleAug 10, 2018 · Amount on File
Deed Document Number2020011500132
Deed Book / Page11879 / 434
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 15, 2020
Property Address2007 DUNCAN AVE, CHATTANOOGA, TN 37404-3106
Document Number0115000132
Book / Page011879 / 000434
Instrument DateJan 14, 2020
Instrument200115000132
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyTITLE GUARANTY AND TRUST COMPANY/CHATTANOOGA, TITLE GNTY & TR CO/CHATTANOOGA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,055.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 DUNCAN AVE CHATTANOOGA TN 374043106, CHATTANOOGA, TN 37404-3106

Mortgage

Document Number115000133
DateJan 15, 2020
Book Page011879/000436
Instrument200115000133
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 14, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 10, 2018
Property Address2007 DUNCAN AVE, CHATTANOOGA, TN 37404-3106
Document Number0810000164
Book / Page011423 / 000933
Instrument DateAug 10, 2018
Instrument180810000164
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,165.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2007 DUNCAN AVE CHATTANOOGA TN 374043106, CHATTANOOGA, TN 37404-3106

Mortgage

Document Number810000165
DateAug 10, 2018
Book Page011423/000936
Instrument180810000165
Lender
NameMORGAN STANLEY PVT BK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2048

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 3, 2018
Property Address2007 DUNCAN AVE, CHATTANOOGA, TN 37404-3106
Document Number0803000203
Book / Page011418 / 000827
Instrument DateAug 3, 2018
Instrument180803000203
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 PLEASANT GROVE TRL MC DONALD TN 373535132, MC DONALD, TN 37353-5132

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateJul 16, 2018
Property Address2007 DUNCAN AVE, CHATTANOOGA, TN 37404-3106
Document Number0716000191
Book / Page011401 / 000037
Instrument DateJul 12, 2018
Instrument180716000191
Transaction TypeConstruction Loan
Record UpdatedAug 2, 2018
Title CompanyTITLE GUARANTY AND TRUST COMPANY/CHATTANOOGA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 PLEASANT GROVE TRL MC DONALD TN 373535132, MC DONALD, TN 37353-5132

Mortgage

Document Number716000191
DateJul 16, 2018
Book Page011401/000037
Instrument180716000191
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 15, 2019

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 9, 2018
Property Address2007 DUNCAN AVE, CHATTANOOGA, TN 37404-3106
Document Number0000000093
Book / Page011245 / 000063
Instrument DateJan 3, 2018
Instrument93
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC

Transaction

AmountAmount on Record
Tax$416.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 PLEASANT GROVE TRL MC DONALD TN 373535132, MC DONALD, TN 37353-5132

Tax Assessment & Valuation

The 2025 property tax bill for 2007 Duncan Ave was $1,545, down 3.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,545.00 (-3.5%)$101,975 (+42.42%)$407,900 (+42.42%) Land $70,000 Building $337,900
2024$1,601.00$71,600 (-)$286,400 (-) Land $50,000 Building $236,400
2023$1,601.00$71,600 (-)$286,400 (-) Land $50,000 Building $236,400
2022$1,601.00$71,600$286,400 Land $50,000 Building $236,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2007 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimSep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2007 Duncan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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