Hamilton County property record for 2003 Duncan Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,455 sqft · built 1930 |
| Lot Size | 0.143 acres (6,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Oct 1999) |
| Tax Bill | $559 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146K S 028 |
| Primary APN | 146K S 028 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,231 sqft (0.143 acres) |
| Lot Dimensions | 134 ft deep x 46.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000075788 |
|---|---|
| Street Address | 2003 DUNCAN AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PT LT 15 BLK 29 MONTAGUES HIGHLAND PARK ADDN #2 PB1 PG35 |
| Legal Subdivision | MONTAGUES ADDN HIGHL |
| Legal Block | 29 |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2003 Duncan Ave is owned and occupied by two individuals who acquired it in January 2025.
Source: Hamilton County records, as of March 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2003 DUNCAN AVE, CHATTANOOGA, TN 37404-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 31, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 1999 · Amount on File |
| Deed Sale | Oct 6, 1999 · Amount on File |
| Deed Document Number | 1999126 |
| Deed Book / Page | 5459 / 452 |
| Last Transfer Date | Jan 24, 2025 |
| Transfer Doc | 0000000009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2003 DUNCAN AVE, CHATTANOOGA, TN 37404-3106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2003 DUNCAN AVE, CHATTANOOGA, TN 37404-3106 |
| Document Number | 0000000236 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 14204/445 |
| Instrument | 2026022300236 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 31, 2025 |
| Property Address | 2003 DUNCAN AVE, CHATTANOOGA, TN 37404-3106 |
| Document Number | 0000000009 |
| Book / Page | 13825 / 295 |
| Map Reference | MB 1 PG 35 |
| Instrument Date | Jan 24, 2025 |
| Instrument | 2025013100009 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2003 DUNCAN AVE, CHATTANOOGA, TN 37404-3106 |
| Document Number | 0013825299 |
|---|---|
| Date | Jan 31, 2025 |
| Instrument | 13825/299 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
The 2025 property tax bill for 2003 Duncan Ave was $559, down 25.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $559.00 (-25.07%) | $36,900 (+10.56%) | $147,600 (+10.56%) Land $70,000 Building $77,600 |
| 2024 | $746.00 | $33,375 (-) | $133,500 (-) Land $50,000 Building $83,500 |
| 2023 | $746.00 | $33,375 (-) | $133,500 (-) Land $50,000 Building $83,500 |
| 2022 | $746.00 | $33,375 | $133,500 Land $50,000 Building $83,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2003 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2003 Duncan Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures