20064 Waco Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20064 Waco Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,535 sqft · built 1977
Lot Size	0.72 acres (31,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2013)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3087-053-13-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-053-13-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,535 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	2,535 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,350 sqft (0.72 acres)
Lot Dimensions	209 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	756 sqft
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	20064 WACO RD
City	APPLE VALLEY
State	CA
Zip	92308-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5705 LOT 699
Legal Subdivision	TRACT 5705
Legal Tract	5705
Legal Block	1
Legal Lot Number	699
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1020
Census Tract	9724

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20064 WACO RD, APPLE VALLEY, CA 92308-6125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2013 · Amount on Record
Deed Sale	May 29, 2013 · Amount on Record
Prior Sale	May 19, 1999 · Amount on Record
Deed Document Number	2013225580
Last Transfer Date	Jul 6, 2015
Transfer Doc	0000296290
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20064 WACO RD, APPLE VALLEY, CA 92308-6125
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20064 WACO RD, APPLE VALLEY, CA 92308-6125

Mortgage

Document Number	0000276046
Date	Nov 10, 2025
Instrument	2025-0276046

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2040

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20064 WACO RD, APPLE VALLEY, CA 92308-6125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000541163
Date	Dec 20, 2017
Instrument	2017-0541163

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20064 WACO RD, APPLE VALLEY, CA 92308-6125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20064 WACO RD, APPLE VALLEY, CA 92308-6125

Mortgage

Document Number	0000467828
Date	Nov 19, 2020
Instrument	2020-0467828

Lender

Name	ARROWHEAD CENTRAL CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$207,249 (+2%) Land $43,962 Building $163,287
2025	$2,435.00 (+3.88%)	$203,185 (+4.04%) Land $43,100 Building $160,085
2023	$2,344.00 (+1.52%)	$195,295 Land $41,426 Building $153,869
2022	$2,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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