2006 Oak Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2006 Oak Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,402 sqft · built 1959
Lot Size	0.335 acres (14,635 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2020)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-27-226-006`

Property Details

APN / Parcel Number

Primary APN	`09-27-226-006`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,635 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	504 sqft

Location & Zoning

Street Address	2006 OAK DR
City	MCHENRY
State	IL
Zip	60050-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0052578 ALL LT 6 & LT 7 /EX S 30FT/ BLK 11 LAKELAND PARK UNIT 4
Legal Range	08E
Legal Township	45N
Legal Section	27
Legal Subdivision	LAKELAND PARK #4
Legal Block	11
Legal Lot Number	6-7
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1080
Census Tract	870603

Owner

2006 Oak Dr is owned and occupied by an individual who bought it in December 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	2006 OAK DR, MCHENRY, IL 60050-3839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2020	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES
Aug 20, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Apr 13, 2020
Deed Document Number	2020R0052578
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2006 OAK DR, MCHENRY, IL 60050-3839
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 OAK DR, MCHENRY, IL 60050-3839

Mortgage

Document Number	0000000164
Date	Jan 5, 2026
Instrument	2026R0000164

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2006 OAK DR, MCHENRY, IL 60050-3839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043303
Date	Nov 21, 2017
Instrument	2017R0043303

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate	4.87%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 3, 2020
Property Address	2006 OAK DR, MCHENRY, IL 60050-3839
Document Number	0000052578
Instrument Date	Nov 3, 2020
Instrument	2020R0052578
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2847 SWEET CLOVER WAY, 2847, WAUCONDA, IL 60084-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 OAK DR, MCHENRY, IL 60050-3839

Mortgage

Document Number	0000052579
Date	Dec 3, 2020
Instrument	2020R0052579

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 13, 2020
Property Address	2006 OAK DR, MCHENRY, IL 60050-3839
Document Number	0000012578
Map Reference	MB 11 POG 102
Instrument Date	Mar 30, 2020
Instrument	2020R0012578
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2847 SWEET CLOVER WAY, WAUCONDA, IL 60084-5005

Mortgage

Document Number	0000012579
Date	Apr 13, 2020
Instrument	2020R0012579

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 20, 2018
Property Address	2006 OAK DR, MCHENRY, IL 60050-3839
Document Number	0000028486
Instrument Date	Aug 4, 2018
Instrument	28486
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2847 SWEET CLOVER WAY WAUCONDA IL 600845005, WAUCONDA, IL 60084-5005

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 8, 2018
Property Address	2006 OAK DR, MCHENRY, IL 60050-3839
Document Number	0000014896
Map Reference	DOC276054 MB11 PG102
Instrument Date	Apr 24, 2018
Instrument	2018R0014896
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21456 W HONEY LN, 21456, LAKE VILLA, IL 60046-9450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 OAK DR, MCHENRY, IL 60050

Mortgage

Document Number	0000014897
Date	May 8, 2018
Instrument	2018R0014897

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$60,483 Land $12,991 Building $47,492	$181,449 Land $38,973 Building $142,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2006 Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2006 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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