1916 Oak Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1916 Oak Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,082 sqft · built 1984
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Jul 2018)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-27-226-010`

Property Details

APN / Parcel Number

Primary APN	`09-27-226-010`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,082 sqft Living Area
Gross Area	1,597 sqft
1st Floor Area	1,045 sqft
Basement Area	365 sqft
Finished Basement	365 sqft

Exterior

Year Built	Built 1984
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,000 sqft
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1916 OAK DR
City	MCHENRY
State	IL
Zip	60050-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0025098 LT 11 BLK 11 LAKELAND PARK UNIT 4
Legal Range	08E
Legal Township	45N
Legal Section	27
Legal Subdivision	LAKELAND PARK 04
Legal Block	11
Legal Lot Number	11
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1080
Census Tract	870603

Owner

1916 Oak Dr is owned and occupied by an individual who bought it in July 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	1916 OAK DR, MCHENRY, IL 60050-3837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 7, 2020	Deed of Trust, Mortgage · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Jul 25, 2018	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Jun 26, 2012 · Amount on File
Deed Document Number	2018R0025098
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1916 OAK DR, MCHENRY, IL 60050-3837
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 OAK DR, MCHENRY, IL 60050-3837

Mortgage

Document Number	0000013143
Date	Apr 11, 2022
Instrument	2022R0013143

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1916 OAK DR, MCHENRY, IL 60050-3837
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015958
Date	May 7, 2020
Instrument	2020R0015958

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 25, 2018
Property Address	1916 OAK DR, MCHENRY, IL 60050-3837
Document Number	0000025098
Map Reference	MB11 PG102
Instrument Date	Jul 20, 2018
Instrument	2018R0025098
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 OAK DR, MCHENRY, IL 60050-3837

Mortgage

Document Number	0000025099
Date	Jul 25, 2018
Instrument	2018R0025099

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$62,651 Land $8,662 Building $53,989	$187,953 Land $25,986 Building $161,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1916 Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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