2006 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2006 Cornell Rd, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,785 sqft · built 2019
Lot Size0.279 acres (12,153 sqft)
Owner2 Individual Names on Record
Tax Bill$4,566 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN12-05-24-006196-000-00

Property Details

APN / Parcel Number

Primary APN12-05-24-006196-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,785 sqft Living Area
Gross Area3,619 sqft
1st Floor Area1,785 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,153 sqft (0.279 acres)
Lot Dimensions156 ft deep x 78 ft wide
Garage TypeAttached
Garage Area1,834 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area84 sqft
Deck Area120 sqft
Storage Building160 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2006 CORNELL RD
CityMIDDLEBURG
StateFL
Zip32068-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-2
Legal DescriptionLOT 21 BLACK CREEK HILLS AS REC OR 4728 PG 2178
Legal Range24E
Legal Township05S
Legal Section12
Legal SubdivisionBLACK CREEK HILLS
Legal Lot Number21
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3001
Census Tract30103

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2006 CORNELL RD, MIDDLEBURG, FL 32068-5106
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Warranty Deed, Transfer · FHA Mortgage
KEYSTONE FUNDING INC
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANUNITED.COM LLC
Jan 18, 2018Deed of Trust, Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023
Deed SaleJun 14, 2023
Prior SaleSep 18, 2013 · Amount on Record
Deed Document Number202329389
Deed Book / Page4728 / 2178
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 14, 2023
Property Address2006 CORNELL RD, MIDDLEBURG, FL 32068-5106
Document Number0047282178
Book / Page4728 / 2178
Map ReferenceMB 7 PG 45&46
Instrument DateJun 12, 2023
Instrument2023029389
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3769 MAIN ST, MIDDLEBURG, FL 32068-5142

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 CORNELL RD, MIDDLEBURG, FL 32068-5106

Mortgage

Document Number0047282180
DateJun 14, 2023
Instrument4728/2180
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2006 CORNELL RD, MIDDLEBURG, FL 32068-5106
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 CORNELL RD, MIDDLEBURG, FL 32068-5106

Mortgage

Document Number0044601145
DateMay 24, 2021
Book Page4460/1145
Instrument2021032193
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
AddressNORCROSS, GA 30093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2006 CORNELL RD, MIDDLEBURG, FL 32068-5106
Document Number0040550968
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2006 CORNELL RD MIDDLEBURG FL 320685106, MIDDLEBURG, FL 32068-5106

Mortgage

Document Number0040550968
DateFeb 12, 2018
Book Page004055/000968
Instrument7514
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 11, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,566.00 (-28.76%) Homeowner's exemption$339,526 (+166.59%)$478,546 (+13.46%) Land $65,000 Building $413,546
2024$6,409.00 (+242.91%)
2023$1,869.00 (+9.81%) Homeowner's exemption$127,361 (+3%)$421,759 (+15.5%) Land $65,000 Building $356,759
2022$1,702.00 Homeowner's exemption$123,652$365,175 Land $50,000 Building $315,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims199 (1983–2023)
Claims Outside the SFHA17 of 199
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 76 claims
  • Tropical Storm Debby, Jun 2012 · 44 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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