Clay County property record for 1999 Cornell Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1986 |
| Lot Size | 0.223 acres (9,713 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jul 2021) |
| Tax Bill | $4,670 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2018 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12-05-24-006213-000-00 |
| Primary APN | 12-05-24-006213-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,713 sqft (0.223 acres) |
| Lot Dimensions | 139 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open/Unfinished Porch |
| Porch Area | 466 sqft |
| Deck Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1999 CORNELL RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | LOT 39 BLACK CREEK HILLS AS REC OR 4486 PG 1322 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 12 |
| Legal Subdivision | BLACK CREEK HILLS |
| Legal Lot Number | 39 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30103 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1999 CORNELL RD, MIDDLEBURG, FL 32068-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 23, 2018 | Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU |
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Mar 11, 2015 · Amount on Record |
| Deed Document Number | 202145860 |
| Deed Book / Page | 4486 / 1322 |
| Prior Transfer Date | Oct 3, 2012 |
| Prior Transfer Doc | 0034621059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 1999 CORNELL RD, MIDDLEBURG, FL 32068-5105 |
| Document Number | 0044861322 |
| Book / Page | 4486 / 1322 |
| Map Reference | MB 7 PG 45&46 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021045860 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1976 CORNELL RD, 1976, MIDDLEBURG, FL 32068-5104 |
| Name | Verified Name |
|---|---|
| Address | 1999 CORNELL RD, MIDDLEBURG, FL 32068-5105 |
| Document Number | 44861323 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 4486/1323 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1999 CORNELL RD, MIDDLEBURG, FL 32068-5105 |
| Document Number | 0041151875 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1999 CORNELL RD MIDDLEBURG FL 320685105, MIDDLEBURG, FL 32068-5105 |
| Document Number | 0041151875 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 004115/001875 |
| Instrument | 43969 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 20, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1999 CORNELL RD, MIDDLEBURG, FL 32068-5105 |
| Document Number | 0039701941 |
| Book / Page | 003970 / 001941 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1999 CORNELL RD MIDDLEBURG FL 320685105, MIDDLEBURG, FL 32068-5105 |
| Document Number | 0039701941 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 003970/001941 |
| Instrument | 23332 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 8, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,670.00 (+4.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $356,378 (+12.57%) | $408,766 (+15.34%) Land $65,000 Building $343,766 |
| 2024 | $4,454.00 (-2.96%) | ||
| 2023 | $4,590.00 (+4.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $316,588 (+3%) | $354,399 (+15.3%) Land $65,000 Building $289,399 |
| 2022 | $4,413.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $307,367 Land $50,000 Building $257,367 | $307,367 Land $50,000 Building $257,367 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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