20059 Silver Rock Dr, Katy, TX 77449 Property Records

Harris County property record for 20059 Silver Rock Dr, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 2003
Lot Size0.239 acres (10,395 sqft)
Owner2 Individual Names on File
Last Sale$267,540 (Mar 2022)
Tax Bill$1,394 (2020)
Deeds & MortgagesMar 2022 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN123-224-001-0037

Property Details

APN / Parcel Number

Primary APN123-224-001-0037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area10,395 sqft (0.239 acres)
View / LotPrimary
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area32 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1232240010037
Street Address20059 SILVER ROCK DR
CityKATY
StateTX
Zip77449-7632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 37 BLK 1 CROSS CREEK SEC 1
Legal SubdivisionCROSS CREEK SEC 1
Legal Block1
Legal Lot Number37
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1009
Census Tract542106

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20059 SILVER ROCK DR, KATY, TX 77449-7632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Vendor's Lien, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 9, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2022 · Amount on File
Deed SaleMar 24, 2022 · Amount on File
Prior SaleOct 9, 2018
Deed Document Number2022156825
Prior Transfer DateApr 15, 2015
Prior Transfer Doc0000395522
Record UpdatedOct 29, 2026

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateMar 24, 2022
Property Address20059 SILVER ROCK DR, KATY, TX 77449-7632
Document Number0000156825
Map ReferenceMF 521187
Instrument DateMar 23, 2022
Instrument2022-156825
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyCOMMONWEALTH TITLE/HOUSTON, COMMONWEALTH TTL OF HOUSTON

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20059 SILVER ROCK DR, KATY, TX 77449-7632

Mortgage

Document Number0000156826
DateMar 24, 2022
Instrument2022-156826
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateOct 9, 2018
Property Address20059 SILVER ROCK DR, KATY, TX 77449-7632
Document Number0000463173
Instrument DateOct 9, 2018
Instrument463173
Transaction TypeTransfer
Record UpdatedOct 19, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 6613 KATY TX 774916613, KATY, TX 77491-6613

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,359 (-0.2%) Land $60,902 Building $201,457$262,359 (-0.2%) Land $60,902 Building $201,457
2025$262,874 (-5.38%) Land $60,902 Building $201,972$262,874 (-5.38%) Land $60,902 Building $201,972
2023$277,829 Land $60,902 Building $216,927$277,829 Land $60,902 Building $216,927
2020$1,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 157
serves 13,062 people · EPA ID TX1011430
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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