Harris County property record for 20043 Silver Rock Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,966 sqft · built 2004 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-224-001-0041 |
| Primary APN | 123-224-001-0041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,750 sqft (0.132 acres) |
| View / Lot | Buildable |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1232240010041 |
|---|---|
| Street Address | 20043 SILVER ROCK DR |
| City | KATY |
| State | TX |
| Zip | 77449-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 41 BLK 1 CROSS CREEK SEC 1 |
| Legal Subdivision | CROSS CREEK SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 542106 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20043 SILVER ROCK DR, KATY, TX 77449-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 18, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 |
| Deed Sale | Apr 18, 2017 |
| Prior Sale | Mar 27, 2007 · Amount on Record |
| Deed Document Number | 2017163546 |
| Prior Transfer Date | Sep 5, 2006 |
| Prior Transfer Doc | 20060036003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20043 SILVER ROCK DR, KATY, TX 77449-7632 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FRONTIER TITLE CO WH LLC |
| Name | Verified Name |
|---|
| Document Number | 0000446701 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 20170446701 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 18, 2017 |
| Property Address | 20043 SILVER ROCK DR, KATY, TX 77449-7632 |
| Document Number | 0000163546 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 163546 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 20043 SILVER ROCK DR KATY TX 774497632, KATY, TX 77449-7632 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,597 (-5.42%) Land $56,350 Building $253,247 | $309,597 (-5.42%) Land $56,350 Building $253,247 | |
| 2025 | $4,802.00 (+139.02%) Homeowner's exemption | $327,354 (-5.75%) Land $56,350 Building $271,004 | $327,354 (-5.75%) Land $56,350 Building $271,004 |
| 2024 | $2,009.00 (+20.23%) | ||
| 2023 | $347,309 Land $56,350 Building $290,959 | $347,309 Land $56,350 Building $290,959 | |
| 2022 | $1,671.00 (-5.86%) | ||
| 2020 | $1,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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