20055 Reflection Ln, Oregon City, OR 97045 Property Records

Clackamas County property record for 20055 Reflection Ln, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,288 sqft · built 1972
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$402,600 (Nov 2016)
Tax Bill$4,788 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31E11 00602

Property Details

APN / Parcel Number

Primary APN31E11 00602
Alternative APN
  • 00758601

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,288 sqft Living Area
1st Floor Area1,144 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00758601
Street Address20055 REFLECTION LN
CityOREGON CITY
StateOR
Zip97045-9767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRFF5
Legal DescriptionSECTION 11 TOWNSHIP 3S RANGE 1E TAX LOT 00602
Legal Range01E
Legal Township03S
Legal Section11
Legal SubdivisionBLACK
Legal Lot Number602
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2035
Census Tract22602

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 3152, TUALATIN, OR 97062-3152
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Prior SaleAug 5, 2016 · Amount on Record
Deed Document Number2016-082541
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20055 REFLECTION LN, OREGON CITY, OR 97045-9767
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047660
DateJun 23, 2020
Instrument2020-047660
Lender
NameMORTGAGE EXPRESS LLC
TypeMortgage Company
AddressPORTLAND, OR 97223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,788.00 (+30.78%)$297,103 (+10.3%)$550,407 (+3.18%) Land $274,127 Building $276,280
2023$3,661.00 Veteran's exemption$269,349$533,430 Land $263,350 Building $270,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLACKAMAS RIVER WATER
serves 29,918 people · EPA ID OR4100187
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reflection Ln

Nearby Streets

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