20033 Reflection Ln, Oregon City, OR 97045 Property Records

Clackamas County property record for 20033 Reflection Ln, Oregon City, OR 97045 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1970
Square Footage3,662 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$545,500 (2017)
Tax Bill$7,525.00 (2025)

Property Details

APN / Parcel Number

Primary APN31E11 00603
Alternative APN
  • 00758610

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,662 sqft Living Area
Basement Area1,831 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialWood Exterior
Roof ConstructionHip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area43,560 sqft (1 acres)
Parking Spaces2 Parking Spaces
Garage Area500 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number00758610
Street Address20033 REFLECTION LN
CityOREGON CITY
StateOR
Zip97045-9767
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION 11 TOWNSHIP 3S RANGE 1E TAX LOT 00603
Legal Range01E
Legal Township03S
Legal Section11
Legal Lot Number603
JurisdictionCLACKAMAS OR
Minor Civil DivisionNORTHWEST CLACKAMAS
Census Blockgroup2
Census Block2035
Census Tract22602

Owner

Source: Clackamas County records · APN 31E11 00603

Assessment roll updated October 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20033 REFLECTION LN, OREGON CITY, OR 97045-9767
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Oct 31, 2017Warranty Deed, Transfer · Conventional Mortgage
NEWFI LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Prior SaleMay 21, 2012 · Amount on Record
Deed Doc Number201774615
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Recording DateApr 23, 2026
Property Address20033 REFLECTION LN, OREGON CITY, OR 97045-9767
Document Number0000016413
Instrument DateApr 17, 2026
Instrument202616413
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address20033 REFLECTION LN, OREGON CITY, OR 97045-9767

Mortgage

Document Number0000016413,
DateApr 23, 2026
Instrument202616413
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 02, 2056
Interest
Rate7.38%
Max Rate-1%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateOct 31, 2017
Property Address20033 REFLECTION LN, OREGON CITY, OR 97045-9767
Document Number0000074615
Instrument DateOct 31, 2017
Instrument74615
Transaction TypeTransfer
Record UpdatedNov 06, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$545.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address20033 REFLECTION LN OREGON CITY OR 970459767, OREGON CITY, OR 97045-9767

Mortgage

Document Number74616
DateOct 31, 2017
Instrument74616
Lender
NameNEWFI LNDG
AddressEMERYVILLE, CA 94608
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Mortgage

Document Number74617,
DateOct 31, 2017
Instrument74617
Lender
NameNEWFI LNDG
AddressEMERYVILLE, CA 94608
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Clackamas County records · Assessment roll updated October 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,525.00 (+14.21%)$466,922 (+6.09%)$893,673 (+3.16%) Land $347,403 Building $546,270
2023$6,589.00$440,120$866,286 Land $333,746 Building $532,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clackamas County (41005C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 6th in Oregon
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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