20053 Saraceno Dr, Estero, FL 33928 Property Records

Lee County property record for 20053 Saraceno Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,220 sqft · built 2005
Lot Size	0.153 acres (6,643 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Sep 2023)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-46-25-E1-24000.0220`

Property Details

APN / Parcel Number

Primary APN	`25-46-25-E1-24000.0220`
Alternative APNs	`252546E1240000220` `25462524000000220` `10469920`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	2,045 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,643 sqft (0.153 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	396 sqft
Patio Area	175 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10469920
Street Address	20053 SARACENO DR
City	ESTERO
State	FL
Zip	33928-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	SARACENO AT GRANDEZZA DESC IN PB 71 PGS 43-46 LOT 22
Legal Range	25E
Legal Township	46S
Legal Section	25
Legal Subdivision	SARACENO AT GRANDEZZA
Legal Tract	E1
Legal Block	2
Legal Lot Number	22
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2005
Census Tract	40118

Owner

20053 Saraceno Dr is owned by two individuals who bought it in September 2023.

Source: Lee County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2612 THUNDERHEAD CT, BRIGHTON, MI 48114-9680
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer SAFE HARBOR TITLE COMPANY
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST OHIO HOME FINANCE INC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST OHIO HM FIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Jan 4, 2016 · Amount on File
Deed Document Number	2023294602
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 6, 2023
Property Address	20053 SARACENO DR, ESTERO, FL 33928-7734
Document Number	0000294602
Map Reference	MB 71 PG 43-46
Instrument Date	Sep 1, 2023
Instrument	2023000294602
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	SAFE HARBOR TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2541 BAY HARBOR DR, GALENA, OH 43021-8073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 THUNDERHEAD CT, BRIGHTON, MI 48114-9680

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20053 SARACENO DR, ESTERO, FL 33928-7734
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 BAY HARBOR DR, GALENA, OH 43021-8073

Mortgage

Document Number	0000148775
Date	May 6, 2021
Instrument	2021000148775

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20053 SARACENO DR, ESTERO, FL 33928-7734
Document Number	0000006100
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2541 BAY HARBOR DR GALENA OH 430218073, GALENA, OH 43021-8073

Mortgage

Document Number	0000006100
Date	Jan 8, 2020
Instrument	6100

Lender

Name	FIRST OHIO HM FIN INC
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 7, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 20053 Saraceno Dr was $5,620.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,864 (+1%)	$455,247 (+12.82%) Land $117,079 Building $338,168
2025	$5,620.00	$403,513 Land $128,199 Building $275,314	$403,513 Land $128,199 Building $275,314
2023	$5,493.00 (+14.46%)	$468,007 (+23.87%) Land $130,758 Building $337,249	$468,007 (+23.87%) Land $130,758 Building $337,249
2022	$4,799.00	$377,820 Land $96,600 Building $281,220	$377,820 Land $96,600 Building $281,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20053 Saraceno Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20053 Saraceno Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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