20048 Saraceno Dr, Estero, FL 33928 Property Records

Lee County property record for 20048 Saraceno Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,479 sqft · built 2004
Lot Size0.149 acres (6,499 sqft)
Owner2 Company Names on Record
Last Sale$585,000 (Feb 2022)
Tax Bill$6,787 (2025)
Deeds & MortgagesFeb 2022 Sale
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN25-46-25-E1-24000.0460

Property Details

APN / Parcel Number

Primary APN25-46-25-E1-24000.0460
Alternative APNs
  • 252546E1240000460
  • 25462524000000460
  • 10469944

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,479 sqft Living Area
Gross Area3,306 sqft
1st Floor Area2,132 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area6,499 sqft (0.149 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area498 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area329 sqft
Patio Area347 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10469944
Street Address20048 SARACENO DR
CityESTERO
StateFL
Zip33928-7735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionSARACENO AT GRANDEZZA DESC IN PB 71 PGS 43-46 LOT 46
Legal Range25E
Legal Township46S
Legal Section25
Legal SubdivisionSARACENO AT GRANDEZZA
Legal TractE1
Legal Block2
Legal Lot Number46
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2005
Census Tract40118

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address15935 BRIDGEWATER CLUB BLVD, CARMEL, IN 46033-8115
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Warranty Deed, Transfer
ACCOMMODATION
Dec 21, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Prior SaleJan 6, 2005 · Amount on Record
Deed Document Number202255724
Prior Transfer DateMar 8, 2012
Prior Transfer Doc0000056170
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 17, 2022
Property Address20048 SARACENO DR, ESTERO, FL 33928-7735
Document Number0000055724
Map ReferenceMB 71 PG 43
Instrument DateFeb 16, 2022
Instrument2022000055724
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
Tax$4,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address351 ANGLE RD, 351, WEST SENECA, NY 14224-4364

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address15935 BRIDGEWATER CLUB BLVD, CARMEL, IN 46033-8115

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20048 SARACENO DR, ESTERO, FL 33928-7735
Document Number0000301405
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedFeb 7, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 ANGLE RD BUFFALO NY 142244364, BUFFALO, NY 14224-4364

Mortgage

Document Number0000301405
DateDec 28, 2018
Instrument301405
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueDec 27, 2033

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,787.00 (+6.78%)$493,128 (+6.7%) Land $128,199 Building $364,929$493,128 (+6.7%) Land $128,199 Building $364,929
2023$6,356.00 (+30.94%)$462,164 (+20.86%) Land $126,336 Building $335,828$462,164 (+20.86%) Land $126,336 Building $335,828
2022$4,854.00$382,398 Land $96,600 Building $285,798$382,398 Land $96,600 Building $285,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

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