2005 Withers Ln, Bloomington, IL 61704 Property Records

McLean County property record for 2005 Withers Ln, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,563 sqft · built 2003
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Apr 2024)
Tax Bill	$11,370 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-454-003`

Property Details

APN / Parcel Number

Primary APN	`14-25-454-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,563 sqft Living Area
Gross Area	4,271 sqft
1st Floor Area	1,353 sqft
Basement Area	1,009 sqft
Finished Basement	1,009 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2005 WITHERS LN
City	BLOOMINGTON
State	IL
Zip	61704-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TIPTON TRAILS SUB 4TH ADD LOT 234
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	TIPTON TRAILS SUB
Legal Lot Number	234
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2004
Census Tract	506

Owner

2005 Withers Ln is owned and occupied by two individuals who bought it in April 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Feb 13, 2019	Warranty Deed, Transfer · FHA Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Aug 17, 2022 · Amount on File
Deed Document Number	20244729
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 19, 2024
Property Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Document Number	202400004729
Map Reference	DOC 2002-24829
Instrument Date	Apr 5, 2024
Instrument	2024-00004729
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069

Mortgage

Document Number	202400004730
Date	Apr 19, 2024
Instrument	2024-00004730

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 17, 2022
Property Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Document Number	202200014534
Map Reference	DOC 2002-24829
Instrument Date	Aug 5, 2022
Instrument	2022-00014534
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069

Mortgage

Document Number	202200014535
Date	Aug 17, 2022
Instrument	2022-00014535

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003697
Date	Feb 24, 2022
Instrument	2022-00003697

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	61781

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010768
Date	May 7, 2021
Instrument	2021-00010768

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015374
Date	Aug 10, 2020
Instrument	2020-00015374

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900010998
Date	Jul 17, 2019
Instrument	2019-00010998

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 13, 2019
Property Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069
Document Number	201900002134
Map Reference	DOC 2002-24829
Instrument Date	Jan 17, 2019
Instrument	2019-00002134
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 WITHERS LN, BLOOMINGTON, IL 61704-9069

Mortgage

Document Number	201900002135
Date	Feb 13, 2019
Instrument	2019-00002135

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,630 Land $30,005 Building $124,625	$463,890 Land $90,015 Building $373,875
2024	$11,370.00 (+9.12%)
2023	$10,420.00 (+4.34%)	$128,995 (+8.37%) Land $25,030 Building $103,965	$386,985 (+8.37%) Land $75,090 Building $311,895
2022	$9,987.00	$119,036 Land $23,098 Building $95,938	$357,108 Land $69,294 Building $287,814

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2005 Withers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2005 Withers Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

Nearby Properties on Withers Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures