2004 Withers Ln, Bloomington, IL 61704 Property Records

McLean County property record for 2004 Withers Ln, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,544 sqft · built 2003
Lot Size	0.24 acres (10,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Aug 2026)
Tax Bill	$11,922 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-25-452-019`

Property Details

APN / Parcel Number

Primary APN	`14-25-452-019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,544 sqft Living Area
Gross Area	4,737 sqft
1st Floor Area	1,694 sqft
Basement Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,451 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 84 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	855 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	293 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2004 WITHERS LN
City	BLOOMINGTON
State	IL
Zip	61704-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TIPTON TRAILS SUB 4TH ADD LOT 177
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	TIPTON TRAILS SUB
Legal Lot Number	177
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2002
Census Tract	506

Owner

Source: McLean County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 WITHERS LN, BLOOMINGTON, IL 61704-9068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK
Sep 3, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	May 17, 2012 · Amount on Record
Deed Document Number	202612808
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0000021606
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 28, 2026
Property Address	2004 WITHERS LN, BLOOMINGTON, IL 61704-9068
Document Number	0000012808
Instrument Date	Aug 10, 2026
Instrument	202612808
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 WITHERS LN, BLOOMINGTON, IL 61704-9068

Mortgage

Document Number	0000012809,
Date	Aug 28, 2026
Instrument	202612809

Lender

Name	HEARTLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.83%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 3, 2021
Property Address	2004 WITHERS LN, BLOOMINGTON, IL 61704-9068
Document Number	202100021606
Map Reference	DOC R2002R24829
Instrument Date	Aug 12, 2021
Instrument	2021-00021606
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 N LAKE SHORE DR APT 2417, 910, CHICAGO, IL 60611-1561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WITHERS LN, BLOOMINGTON, IL 61704-9068

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,831 (+19.87%) Land $29,527 Building $132,304	$485,493 (+19.87%) Land $88,581 Building $396,912
2024	$11,922.00 (+9.09%)
2023	$10,929.00	$135,003 Land $24,632 Building $110,371	$405,009 Land $73,896 Building $331,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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