2005 Willow Arch, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2005 Willow Arch, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,970 sqft · built 1995
Lot Size0.356 acres (15,507 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Oct 2022)
Tax Bill$4,505 (2025)
Deeds & MortgagesOct 2022 Refinance
Dec 2017 Sale & Mortgage
APN0453002000040

Property Details

APN / Parcel Number

Primary APN0453002000040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,970 sqft Living Area
1st Floor Area904 sqft
Upper Floors Area946 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,507 sqft (0.356 acres)
Lot Dimensions164 ft deep x 40 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area153 sqft
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2005 WILLOW ARCH
CityCHESAPEAKE
StateVA
Zip23323-6354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description4 DEER CROSSING SEC 1
Legal SubdivisionCREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2005
Census Tract21305

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2005 WILLOW ARCH, CHESAPEAKE, VA 23323-6354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Dec 12, 2017Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Prior SaleDec 12, 2017 · Amount on Record
Deed Document Number202231288
Deed Book / Page10608 / 1735
Prior Transfer DateOct 5, 2022
Prior Transfer Doc0000031288
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2005 WILLOW ARCH, CHESAPEAKE, VA 23323-6354
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10608/1740
DateOct 12, 2022
Book Page10608/1740
Instrument220031289
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate
Rate4.37%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 12, 2017
Property Address2005 WILLOW ARCH, CHESAPEAKE, VA 23323-6354
Document Number9864/1589
Book / Page9864 / 1589
Instrument DateDec 6, 2017
Instrument170034272
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyAMERICAN HOME TITLE, AMERICAN HOME TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 WILLOW ARCH, CHESAPEAKE, VA 23323-6354

Mortgage

Document Number170034273
DateDec 12, 2017
Instrument170034273
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$457,700 (+2.62%) Land $200,000 Building $257,700$457,700 (+2.62%) Land $200,000 Building $257,700
2025$4,505.00 (+49.27%)$446,000 (+5.84%) Land $185,000 Building $261,000$446,000 (+5.84%) Land $185,000 Building $261,000
2023$421,400 (+11.81%) Land $135,000 Building $286,400$421,400 (+11.81%) Land $135,000 Building $286,400
2022$376,900 Land $125,000 Building $251,900$376,900 Land $125,000 Building $251,900
2019$3,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims3 (2009–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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