Chesapeake City property record for 2004 Willow Arch, Chesapeake, VA 23323
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 2,475 sqft · built 1995 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Oct 2002) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2007 Mortgage + 1 more |
| APN | 0453002000020 |
| Primary APN | 0453002000020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,475 sqft Total Area |
| 1st Floor Area | 1,358 sqft |
| Upper Floors Area | 1,117 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,155 sqft (0.302 acres) |
| Lot Dimensions | 151 ft deep x 37 ft wide |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Patio Area | 748 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2004 WILLOW ARCH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6354 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | 2 DEER CROSSING SEC 1 |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21305 |
Source: Chesapeake City assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2004 WILLOW ARCH, CHESAPEAKE, VA 23323-6354 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 24, 2007 | Deed of Trust, Mortgage · ARM COUNTRYWIDE HOME LOANS IN |
| Dec 1, 2011 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2002 · Amount on Record |
| Deed Sale | Oct 23, 2002 · Amount on Record |
| Deed Book / Page | 4726 / 566 |
| Last Transfer Date | Mar 15, 2016 |
| Transfer Doc | 9623/170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2004 WILLOW ARCH, CHESAPEAKE, VA 23323-6354 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010441/537 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 10441/537 |
| Instrument | 210041011 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2004 WILLOW ARCH, CHESAPEAKE, VA 23323-6354 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007190/722 |
|---|---|
| Date | Aug 24, 2007 |
| Book Page | 7190/722 |
| Name | COUNTRYWIDE HOME LOANS IN |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2004 WILLOW ARCH, CHESAPEAKE, VA 23323-6354 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008548/631 |
|---|---|
| Date | Dec 1, 2011 |
| Book Page | 8548/631 |
| Name | CARDINAL FINANCIAL COMPAN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $462,400 (+5.26%) Land $185,000 Building $277,400 | $462,400 (+5.26%) Land $185,000 Building $277,400 |
| 2023 | $439,300 Land $135,000 Building $304,300 | $439,300 Land $135,000 Building $304,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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