2005 Wiggins St, Champaign, IL 61822 Property Records

Champaign County property record for 2005 Wiggins St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Oct 2005)
Tax Bill	$13,119 (2024)
Deeds & Mortgages	May 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-334-003`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-334-003`

Exterior

Lot Area	10,797 sqft (0.248 acres)

Location & Zoning

Street Address	2005 WIGGINS ST
City	CHAMPAIGN
State	IL
Zip	61822-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 730 IRONWOOD WEST VII SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST VII SUB
Legal Lot Number	730
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1015
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 WIGGINS ST, CHAMPAIGN, IL 61822-3602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional with PMI HICKORY PT BK&TR
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI HICKORY PT BK&TR
Mar 4, 2019	Deed of Trust, Mortgage · Conventional with PMI HICKORY PT BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2005 · Amount on Record
Deed Sale	Oct 18, 2005 · Amount on Record
Prior Sale	Apr 15, 2005 · Amount on Record
Deed Document Number	200531625
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2005 WIGGINS ST, CHAMPAIGN, IL 61822-3602
Document Number	0000010038
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 WIGGINS ST CHAMPAIGN IL 618223602, CHAMPAIGN, IL 61822-3602

Mortgage

Document Number	0000010038
Date	Jun 9, 2020
Instrument	10038

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2005 WIGGINS ST, CHAMPAIGN, IL 61822-3602
Document Number	0000016416
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2005 WIGGINS ST CHAMPAIGN IL 618223602, CHAMPAIGN, IL 61822-3602

Mortgage

Document Number	0000016416
Date	Oct 2, 2019
Instrument	16416

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2005 WIGGINS ST, CHAMPAIGN, IL 61822-3602
Document Number	0000003454
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 WIGGINS ST CHAMPAIGN IL 618223602, CHAMPAIGN, IL 61822-3602

Mortgage

Document Number	0000003454
Date	Mar 14, 2019
Instrument	3454

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,530 (+33.55%) Land $34,650 Building $140,880	$526,590 (+33.55%) Land $103,950 Building $422,640
2024	$13,119.00 (+13.74%)
2022	$11,534.00 Homeowner's exemption	$131,430 Land $25,940 Building $105,490	$394,290 Land $77,820 Building $316,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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