2003 Wiggins St, Champaign, IL 61822 Property Records

Champaign County property record for 2003 Wiggins St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Sep 2023)
Tax Bill	$12,012 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-334-002`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-334-002`

Exterior

Lot Area	10,016 sqft (0.23 acres)

Location & Zoning

Street Address	2003 WIGGINS ST
City	CHAMPAIGN
State	IL
Zip	61822-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 729 IRONWOOD WEST VII SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST VII SUB
Legal Lot Number	729
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1015
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2003 WIGGINS ST, CHAMPAIGN, IL 61822-3602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jul 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Document Number	202313459
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 19, 2023
Property Address	2003 WIGGINS ST, CHAMPAIGN, IL 61822-3602
Document Number	0000013459
Map Reference	DOC 2005R04799
Instrument Date	Sep 18, 2023
Instrument	2023R13459
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2003 WIGGINS ST, CHAMPAIGN, IL 61822-3602

Mortgage

Document Number	0000013460
Date	Sep 19, 2023
Instrument	2023R13460

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2003 WIGGINS ST, CHAMPAIGN, IL 61822-3602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012447
Date	Jul 10, 2017
Instrument	2017R12447

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Max Rate	18%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,290 (+33.55%) Land $29,990 Building $131,300	$483,870 (+33.55%) Land $89,970 Building $393,900
2024	$12,012.00 (+13.81%)
2022	$10,554.00 Homeowner's exemption	$120,770 Land $22,450 Building $98,320	$362,310 Land $67,350 Building $294,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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