2005 Waverly Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2005 Waverly Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,366 sqft · built 1994
Owner2 Individual Names on Record
Last Sale$143,500 (Apr 2024)
Tax Bill$5,055 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-05-179-027

Property Details

APN / Parcel Number

Primary APN03-05-179-027

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories2 Stories
Building Area1,366 sqft Living Area
Gross Area1,606 sqft
1st Floor Area701 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2005 WAVERLY LN
CityALGONQUIN
StateIL
Zip60102-5178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUILDING 442 UNIT 2 COUNTRY HOMES AT WILLOUGHBY FARMS CONDO
Legal SubdivisionCOUNTRY HOMES AT WILLOUGHBY FARMS CONDO
Legal Block1
Legal Lot Number366
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1005
Census Tract850105

Owner

Source: Kane County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address93 HARVEST GATE, LAKE IN THE HILLS, IL 60156-5671
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
May 8, 2023Intrafamily Transfer, Transfer
Nov 8, 2021Deed of Trust, Mortgage · FHA Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleOct 19, 2015 · Amount on Record
Deed Document Number202412299
Prior Transfer DateDec 21, 2022
Prior Transfer Doc0000014559
Record UpdatedSep 20, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateApr 16, 2024
Property Address2005 WAVERLY LN, ALGONQUIN, IL 60102-5178
Document Number0000012299
Map ReferenceDOC 93K94488
Instrument DateApr 15, 2024
Instrument2024K012299
Transaction TypeTransfer
Record UpdatedApr 23, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$143.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2005 WAVERLY LN, ALGONQUIN, IL 60102-5178

Mortgage

Document Number0000012300
DateApr 16, 2024
Instrument2024K012300
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeFixed Rate
Rate6.87%

Mortgage

Document Number0000012301
DateApr 16, 2024
Instrument2024K012301
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2034

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMay 8, 2023
Property Address2005 WAVERLY LN, ALGONQUIN, IL 60102-5178
Document Number0000014559
Map ReferenceDOC 93K94488
Instrument DateDec 21, 2022
Instrument2023K014559
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 WAVERLY LN, ALGONQUIN, IL 60102-5178

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2005 WAVERLY LN, ALGONQUIN, IL 60102-5178
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084281
DateNov 8, 2021
Instrument2021K084281
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,055.00 (+27.36%)$77,883 (+9.42%) Land $9,160 Building $68,723$233,742 (+9.42%) Land $27,491 Building $206,252
2024$71,178 (+33.06%) Land $8,371 Building $62,807$213,619 (+33.11%) Land $25,123 Building $188,496
2022$3,969.00 (+3.44%) Homeowner's exemption$53,494 (+5.91%) Land $7,532 Building $45,962$160,482 (+5.91%) Land $22,596 Building $137,886
2021$3,837.00 Homeowner's exemption$50,509 Land $7,112 Building $43,397$151,527 Land $21,336 Building $130,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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