1961 Waverly Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1961 Waverly Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,388 sqft · built 1995
Lot Size0.344 acres (15,005 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Feb 2016)
Tax Bill$10,069 (2025)
Deeds & MortgagesDec 2025 Mortgage
Feb 2017 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN03-05-177-001

Property Details

APN / Parcel Number

Primary APN03-05-177-001

Interior

Bedrooms4 Beds
Total Rooms9 Rooms
Stories2 Stories
Building Area2,388 sqft Living Area
Gross Area3,513 sqft
1st Floor Area1,664 sqft
Basement Area696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area15,005 sqft (0.344 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1961 WAVERLY LN
CityALGONQUIN
StateIL
Zip60102-5148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOUGHBY FARMS UNIT 8 - LOT 357
Legal SubdivisionWILLOUGHBY FARMS
Legal Block1
Legal Lot Number357
Legal Unit8
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1034
Census Tract850105

Owner

1961 Waverly Ln is owned and occupied by two individuals who acquired it in November 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Feb 21, 2017Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 10, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 3, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Feb 10, 2020Deed of Trust, Mortgage · FHA Mortgage
INTERCONTINENTAL CAP
Nov 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 22, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2016 · Amount on File
Deed SaleFeb 11, 2016 · Amount on File
Prior SaleSep 13, 1995 · Amount on File
Deed Document Number20166850
Last Transfer DateNov 12, 2018
Transfer Doc0000056207
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
Transaction TypeMortgage
Record UpdatedJan 7, 2026
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148

Mortgage

Document Number0000049781
DateDec 15, 2025
Instrument2025K049781
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 15, 2045

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009460
DateFeb 21, 2017
Instrument2017K009460
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueDec 1, 2046
Interest
Rate3.5%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001312
DateJan 10, 2019
Instrument2019K001312
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049
Interest
Rate4.75%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148

Mortgage

Document Number0000090246
DateDec 3, 2021
Instrument2021K090246
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term339 Months
DueMar 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
Document Number0000009365
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 4, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1961 WAVERLY LN ALGONQUIN IL 601025148, ALGONQUIN, IL 60102-5148

Mortgage

Document Number0000009365
DateFeb 21, 2020
Instrument9365
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 20, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 19, 2018
Property Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
Document Number0000056207
Instrument DateNov 12, 2018
Instrument56207
Transaction TypeTransfer
Record UpdatedDec 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1961 WAVERLY LN ALGONQUIN IL 601025148, ALGONQUIN, IL 60102-5148

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 22, 2017
Property Address1961 WAVERLY LN, ALGONQUIN, IL 60102-5148
Document Number0000025803
Instrument DateApr 27, 2017
Instrument25803
Transaction TypeTransfer
Record UpdatedJun 29, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 BRINDLEWOOD CT ALGONQUIN IL 601026017, ALGONQUIN, IL 60102-6017

Tax Assessment & Valuation

The 2025 property tax bill for 1961 Waverly Ln was $10,069 with a homeowner's exemption, up 4.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,069.00 (+4.68%) Homeowner's exemption$147,190 (+9.42%) Land $29,821 Building $117,369$441,747 (+9.42%) Land $89,499 Building $352,248
2024$9,619.00$134,519 Land $27,254 Building $107,265$403,718 Land $81,795 Building $321,924
2022$8,499.00 (+3.01%) Homeowner's exemption$107,706 (+5.91%) Land $24,522 Building $83,184$323,118 (+5.91%) Land $73,566 Building $249,552
2021$8,251.00 Homeowner's exemption$101,696 Land $23,154 Building $78,542$305,088 Land $69,462 Building $235,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1961 Waverly Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1961 Waverly Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Waverly Ln

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