Ramsey County property record for 2005 Summit Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,456 sqft · built 1922 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,151 (Dec 2012) |
| Tax Bill | $12,216 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-28-23-23-0123 |
| Primary APN | 04-28-23-23-0123 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 218 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2005 SUMMIT AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-1461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | MERRIAM PARK THIRD ADDITION,TO EX E 25 FT LOT 12 AND EX W 5 FT LOT 13 BLK 14 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 04 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | MERRIAM PARK THIRD ADDITION,TO |
| Legal Block | 14 |
| Legal Lot Number | 12-13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 34900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2005 Summit Ave is owned and occupied by an individual who bought it in December 2012.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2005 SUMMIT AVE, SAINT PAUL, MN 55105-1461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG |
| Jun 5, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2012 · Amount on File |
| Deed Sale | Dec 20, 2012 · Amount on File |
| Deed Document Number | 4375438 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2005 SUMMIT AVE, SAINT PAUL, MN 55105-1461 |
| Document Number | 0004853770 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2005 SUMMIT AVE ST PAUL MN 551051461, ST PAUL, MN 55105-1461 |
| Document Number | 0004853770 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 4853770 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 23, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2005 SUMMIT AVE, SAINT PAUL, MN 55105-1461 |
| Document Number | 0004665572 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2005 SUMMIT AVE ST PAUL MN 551051461, ST PAUL, MN 55105-1461 |
| Document Number | 0004665572 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 4665572 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $12,216.00 | $761,000 Land $257,200 Building $503,800 | $761,000 Land $257,200 Building $503,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2005 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2005 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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