Ramsey County property record for 1995 Summit Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,263 sqft · built 1917 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Jun 2018) |
| Tax Bill | $12,036 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-28-23-23-0122 |
| Primary APN | 04-28-23-23-0122 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,263 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 218 ft deep x 70 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 924 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1995 SUMMIT AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-1461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | MERRIAM PARK THIRD ADDITION,TO EX E 35 FT LOT 1O ALL OF LOT 11 AND E 25 FT OF LOT 12 BLK 14 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 04 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | MERRIAM PARK THIRD ADDITION,TO |
| Legal Block | 14 |
| Legal Lot Number | 10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 34900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1955 SUMMIT AVE, SAINT PAUL, MN 55105-1459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage US BK |
| Jul 26, 2019 | Deed of Trust, Mortgage US BK |
| Jun 29, 2018 | Grant Deed, Construction Loan · Construction Mortgage FIDELITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 0004715953 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1995 SUMMIT AVE, SAINT PAUL, MN 55105-1461 |
| Document Number | 0004822799 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1995 SUMMIT AVE ST PAUL MN 551051461, ST PAUL, MN 55105-1461 |
| Document Number | 0004822799 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 4822799 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1995 SUMMIT AVE, SAINT PAUL, MN 55105-1461 |
| Document Number | 0004767928 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1995 SUMMIT AVE ST PAUL MN 551051461, ST PAUL, MN 55105-1461 |
| Document Number | 0004767928 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 4767928 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 29, 2018 |
| Property Address | 1995 SUMMIT AVE, SAINT PAUL, MN 55105-1461 |
| Document Number | 0004715953 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 4715953 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 23, 2018 |
| Title Company | LAND TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,989.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1995 SUMMIT AVE ST PAUL MN 551051461, ST PAUL, MN 55105-1461 |
| Document Number | 4715954 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 4715954 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | EDINA, MN 55435 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 28, 2019 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $12,036.00 | $715,100 Land $330,600 Building $384,500 | $715,100 Land $330,600 Building $384,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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