2005 S Riverside Dr, Beloit, WI 53511 Property Records

Rock County property record for 2005 S Riverside Dr, Beloit, WI 53511

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 1,896 sqft · built 1900
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Aug 2005)
Tax Bill	$3,728 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2005 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-286`

Property Details

APN / Parcel Number

Primary APN	`6-2-286`
Alternative APN	`004 023064`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	960 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 023064
Street Address	2005 S RIVERSIDE DR
City	BELOIT
State	WI
Zip	53511-2907
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE1/4 SE1/4 ASSESSOR'S PLAT OUTLOT 35
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1012
Census Tract	2300

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK COMMUNITY CU
Nov 28, 2005	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO
May 7, 2012	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK COMMUNITY CU
May 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK COMMUNITY CU
Aug 17, 2005	Trustee's Deed, Foreclosure · Conventional Mortgage MORTGAGEIT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2005 · Amount on Record
Deed Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	20051718946
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0001718946
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002223973
Date	Aug 2, 2022
Instrument	2223973

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2037

Interest

Rate Type	Fixed Rate

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001731598
Date	Nov 28, 2005
Instrument	1731598

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001946993
Date	May 7, 2012
Instrument	1946993

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Apr 17, 2017

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002084571
Date	Aug 9, 2017
Instrument	2084571

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 8, 2042

Interest

Rate Type	Fixed Rate

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001948154
Date	May 21, 2012
Instrument	1948154

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2027

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2084571
Date	Aug 9, 2017
Instrument	2084571

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 8, 2042

Interest

Rate Type	Fixed Rate

August 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCK WI
Recording Date	Aug 17, 2005
Property Address	2005 S RIVERSIDE DR, BELOIT, WI 53511-2907
Document Number	0001718946
Instrument Date	Aug 15, 2005
Instrument	1718946
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2005 RIVERSIDE DR, BELOIT, WI 53511-2907

Mortgage

Document Number	0001718947
Date	Aug 17, 2005
Instrument	1718947

Lender

Name	MORTGAGEIT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,728.00 (+28.73%) Homeowner's exemption	$238,600 (-) Land $47,500 Building $191,100	$294,600 (+18.74%)
2023	$2,896.00 Homeowner's exemption	$238,600 Land $47,500 Building $191,100	$248,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bug Tussel Wireless.

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