1969 S Riverside Dr, Beloit, WI 53511 Property Records

Rock County property record for 1969 S Riverside Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$191,800 (Sep 2005)
Tax Bill	$229 (2025)
Deeds & Mortgages	Dec 2011 Line of Credit Oct 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-287`

Property Details

APN / Parcel Number

Primary APN	`6-2-287`
Alternative APN	`004 023065`

Exterior

Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached
Garage Area	720 sqft

Location & Zoning

Account Number	004 023065
Street Address	1969 S RIVERSIDE DR
City	BELOIT
State	WI
Zip	53511-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 PT OUTLOT 36 AP CERTIFIED SURVEY MAP #645373 VOL 1 PG 68 LOT 1 & 6.31 TRI PCL LOT 27 RIVER BLUFFS DESC AS FOL: COM N
Legal Subdivision	RIVER BLUFFS
Legal Lot Number	1,27
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1012
Census Tract	2300

Owner

1969 S Riverside Dr is owned and occupied by two individuals who bought it in September 2005.

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1969 S RIVERSIDE DR, BELOIT, WI 53511-2963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2011	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 17, 2011	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Sep 29, 2005	Warranty Deed, Transfer · Conventional Mortgage M & I MARSHALL & ILSLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2005 · Amount on File
Deed Sale	Sep 29, 2005 · Amount on File
Deed Document Number	20051724727
Record Updated	Jun 8, 2026

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	BELOIT, WI 53511
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001934202
Date	Dec 1, 2011
Instrument	1934202

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	BELOIT, WI 53511
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001930166
Date	Oct 17, 2011
Instrument	1930166

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2026

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 29, 2005
Property Address	BELOIT, WI 53511
Document Number	0001724727
Map Reference	MB1 PG68
Instrument Date	Sep 28, 2005
Instrument	1724727
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1969 RIVERSIDE DR, BELOIT, WI 53511-2963

Mortgage

Document Number	0001724728
Date	Sep 29, 2005
Instrument	1724728

Lender

Name	M & I MARSHALL & ILSLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1969 S Riverside Dr was $229.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$229.00	$16,900 Land $10,400 Building $6,500	$20,900
2023	$181.00	$16,900 Land $10,400 Building $6,500	$17,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1969 S Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1969 S Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bug Tussel Wireless.

Nearby Properties on S Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures