2005 Olde Towne Dr, Monroe, NC 28110 Property Records

Union County property record for 2005 Olde Towne Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,102 sqft · built 2001
Lot Size	0.447 acres (19,471 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2004)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-301-288`

Property Details

APN / Parcel Number

Primary APN	`09-301-288`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,102 sqft Living Area
Gross Area	2,404 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,471 sqft (0.447 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2005 OLDE TOWNE DR
City	MONROE
State	NC
Zip	28110-8806
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	P/#50 OLDE TOWNE ESTATES
Legal Subdivision	OLDE TOWNE ESTATES
Legal Lot Number	P50
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	20405

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2005 OLDE TOWNE DR, MONROE, NC 28110-8806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 25, 2019	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
Jul 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2004 · Amount on Record
Deed Sale	Jan 28, 2004 · Amount on Record
Prior Sale	Jan 31, 2001 · Amount on Record
Deed Document Number	20043554
Deed Book / Page	3339 / 240
Prior Transfer Date	Aug 4, 1994
Prior Transfer Doc	6970750
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2005 OLDE TOWNE DR, MONROE, NC 28110-8806
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 OLDE TOWNE DR, MONROE, NC 28110-8806

Mortgage

Document Number	0008843868
Date	Jan 25, 2024
Book Page	8843/868
Instrument	1578

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	2005 OLDE TOWNE DR, MONROE, NC 28110-8806
Document Number	7407100
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 OLDE TOWNE DR MONROE NC 281108806, MONROE, NC 28110-8806

Mortgage

Document Number	7407100
Date	Jul 3, 2019
Book Page	007407/000100
Instrument	18833

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 2, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.37%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 12, 2017
Property Address	2005 OLDE TOWNE DR, MONROE, NC 28110-8806
Document Number	6970750
Book / Page	006970 / 000750
Instrument Date	Aug 4, 1994
Instrument	19662
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 OLDE COUNTRY LN WINGATE NC 28174, WINGATE, NC 28174

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 (+61.07%)	$458,700 (+100.92%) Land $84,000 Building $374,700	$458,700 (+100.92%) Land $84,000 Building $374,700
2023	$2,489.00	$228,300 Land $41,000 Building $187,300	$228,300 Land $41,000 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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