1900 Olde Towne Dr, Monroe, NC 28110 Property Records

Union County property record for 1900 Olde Towne Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,735 sqft · built 1998
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on File
Last Sale	$23,000 (Feb 1998)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-301-257`

Property Details

APN / Parcel Number

Primary APN	`09-301-257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	2,273 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,125 sqft (0.462 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1900 OLDE TOWNE DR
City	MONROE
State	NC
Zip	28110-7854
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#1 OLDE TOWNE ESTATES OLD TOWNE DRIVE
Legal Subdivision	OLDE TOWNE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	20405

Owner

Source: Union County records · APN 09-301-257

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1900 OLDE TOWNE DR, MONROE, NC 28110-7854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 1998 · Amount on Record
Deed Sale	Feb 04, 1998 · Amount on Record
Deed Document Number	199833760
Deed Book / Page	1055 / 30
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1900 OLDE TOWNE DR, MONROE, NC 28110-7854
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 OLDE TOWNE DR, MONROE, NC 28110-7854

Mortgage

Document Number	0008473211
Date	May 09, 2022
Book Page	8473/211
Instrument	16996

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	WINGATE, NC 28174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (+59.5%)	$427,500 (+98.93%) Land $84,000 Building $343,500	$427,500 (+98.93%) Land $84,000 Building $343,500
2023	$2,343.00	$214,900 Land $41,000 Building $173,900	$214,900 Land $41,000 Building $173,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Based on FCC filings for 108 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0190010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MONROE serves 43,081 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.