2005 Monaco Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 2005 Monaco Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,436 sqft · built 1985
Lot Size	0.283 acres (12,306 sqft)
Owner	Individual Name on Record
Tax Bill	$7,330 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`518-121-39-00`

Property Details

APN / Parcel Number

Primary APN	`518-121-39-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,436 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	12,306 sqft (0.283 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2005 MONACO CT
City	EL CAJON
State	CA
Zip	92019-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 659 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	COUNTY/SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	2
Legal Lot Number	659,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 MONACO CT, EL CAJON, CA 92019-4235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 28, 2017	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage JACK I MANN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017
Deed Sale	Dec 28, 2017
Prior Sale	Mar 15, 2002 · Amount on Record
Deed Document Number	2017613023
Last Transfer Date	Mar 1, 2021
Transfer Doc	0000175345
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2005 MONACO CT, EL CAJON, CA 92019-4235
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000297251
Date	Oct 23, 2025
Instrument	2025-0297251

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2021
Property Address	2005 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000175345
Map Reference	MAP 9433
Instrument Date	Mar 1, 2021
Instrument	2021-0175345
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000175346
Date	Mar 5, 2021
Instrument	2021-0175346

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2017
Property Address	2005 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000613023
Instrument Date	Dec 21, 2017
Instrument	613023
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2005 MONACO CT EL CAJON CA 920194235, EL CAJON, CA 92019-4235

Mortgage

Document Number	613024
Date	Dec 28, 2017
Instrument	613024

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2005 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000067593
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2005 MONACO CT EL CAJON CA 920194235, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000067593
Date	Feb 9, 2017
Instrument	67593

Lender

Name	JACK I MANN
Address	2363 NEEDHAM RD # 130, EL CAJON, CA 92020-2028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$616,275 (+2%) Land $241,082 Building $375,193
2025	$7,330.00 (+2.1%)	$604,192 (+4.04%) Land $236,355 Building $367,837
2023	$7,179.00 (+1.64%)	$580,732 Land $227,178 Building $353,554
2022	$7,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on Monaco Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures