2002 Monaco Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 2002 Monaco Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,493 sqft · built 1985
Lot Size	0.195 acres (8,485 sqft)
Owner	2 Company Names on Record
Last Sale	$585,000 (May 2014)
Tax Bill	$8,570 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`518-121-40-00`

Property Details

APN / Parcel Number

Primary APN	`518-121-40-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,493 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	8,485 sqft (0.195 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2002 MONACO CT
City	EL CAJON
State	CA
Zip	92019-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 660 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	COUNTY/SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	2
Legal Lot Number	660,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2002 MONACO CT, EL CAJON, CA 92019-4235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Intrafamily Transfer, Transfer
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRIK HM MTG
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Prior Sale	May 1, 1985 · Amount on Record
Deed Document Number	2014214247
Last Transfer Date	Apr 10, 2024
Transfer Doc	0000090806
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2024
Property Address	2002 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000090806
Map Reference	MAP 9433
Instrument Date	Apr 10, 2024
Instrument	2024-0090806
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2002 MONACO CT, EL CAJON, CA 92019-4235

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2002 MONACO CT, EL CAJON, CA 92019-4235
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000070267
Date	Mar 21, 2023
Instrument	2023-0070267

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2002 MONACO CT, EL CAJON, CA 92019-4235
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000259482
Date	Jun 23, 2022
Instrument	2022-0259482

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2002 MONACO CT, EL CAJON, CA 92019-4235
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000784959
Date	Nov 12, 2021
Instrument	2021-0784959

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2002 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000238610
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2002 MONACO CT EL CAJON CA 920194235, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000238610
Date	May 11, 2020
Instrument	238610

Lender

Name	BRIK HM MTG
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2002 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000418696
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2002 MONACO CT EL CAJON CA 920194235, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000418696
Date	Sep 13, 2017
Instrument	418696

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$731,457 (+2%) Land $153,286 Building $578,171
2025	$8,570.00 (+2.11%) Homeowner's exemption	$717,116 (+4.04%) Land $150,281 Building $566,835
2023	$8,393.00 (+1.66%) Homeowner's exemption	$689,272 Land $144,447 Building $544,825
2022	$8,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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