2005 Gray St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2005 Gray St, Schenectady, NY 12306

Property Summary

Property Type	Apartments (5+ Units)
Details	3,190 sqft · built 1984
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Feb 2018)
Tax Bill	$9,285 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.84-1-17`

Property Details

APN / Parcel Number

Primary APN	`421500 48.84-1-17`
Alternative APN	`150004808400010170000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,190 sqft Gross Area
Basement Area	1,595 sqft
Unfinished Basement	1,595 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Slab
Porch Area	28 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2005 GRAY ST
City	SCHENECTADY
State	NY
Zip	12306-4338
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	05 - COMME
Legal Description	180 2 BRICK
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2009
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1680 TORRINGTON AVE, SCHENECTADY, NY 12306-5150
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	20185177
Deed Book / Page	1980 / 878
Record Updated	Jun 8, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 1, 2018
Property Address	2005 GRAY ST, SCHENECTADY, NY 12306-4338
Document Number	0000005177
Book / Page	1980 / 878
Instrument Date	Jan 25, 2018
Instrument	201805177
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1333 HAWTHORN RD, 1333, SCHENECTADY, NY 12309-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 TORRINGTON AVE, SCHENECTADY, NY 12306-5150

Mortgage

Document Number	0000005179
Date	Feb 1, 2018
Instrument	201805179

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 26, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,285.00 (+9.64%)	$208,900 (-) Land $21,400 Building $187,500	$345,918 (+30.82%) Land $35,436 Building $310,482
2023		$208,900 (-) Land $21,400 Building $187,500	$264,430 (+3.8%) Land $27,089 Building $237,341
2022		$208,900 Land $21,400 Building $187,500	$254,756 Land $26,098 Building $228,658
2021	$8,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks Holding.

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