2005 Gemstone Ct, Lincoln, CA 95648 Property Records

Placer County property record for 2005 Gemstone Ct, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,017 sqft · built 2018
Lot Size0.213 acres (9,278 sqft)
Owner2 Individual Names on Record
Last Sale$519,000 (Feb 2018)
Tax Bill$8,065 (2025)
Deeds & MortgagesJul 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN335-130-049-000

Property Details

APN / Parcel Number

Primary APN335-130-049-000
Alternative APN
  • 335-130-049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,017 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Lot Area9,278 sqft (0.213 acres)
Garage Area664 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number335-130-049
Street Address2005 GEMSTONE CT
CityLINCOLN
StateCA
Zip95648-7836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 360 TWELVE BRIDGES VILLAGE 9 UNIT 4, MOR AA-75
Legal SubdivisionTWELVE BRIDGES VILL
Legal Lot Number360
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2020
Census Tract23502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2005 GEMSTONE CT, LINCOLN, CA 95648-7836
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
LENOX FINANCIAL MORTGAGE CORP
Feb 28, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2018 · Amount on Record
Deed SaleFeb 28, 2018 · Amount on Record
Prior SaleJun 17, 2008
Deed Document Number201813201
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2005 GEMSTONE CT, LINCOLN, CA 95648-7836
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072555
DateJul 17, 2020
Instrument2020-0072555
Lender
NameLENOX FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateFeb 28, 2018
Property Address2005 GEMSTONE CT, LINCOLN, CA 95648-7836
Document Number0000013201
Map ReferenceMB AA PG75
Instrument DateFeb 27, 2018
Instrument2018-0013201
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 7, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2005 GEMSTONE CT, LINCOLN, CA 95648-7836

Mortgage

Document Number0000013202
DateFeb 28, 2018
Instrument2018-0013202
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$602,162 (+2%) Land $92,843 Building $509,319
2025$8,065.00 (-1.73%) Homeowner's exemption$590,356 (+4.04%) Land $91,023 Building $499,333
2023$8,207.00 (+1.43%) Homeowner's exemption$567,435 Land $87,490 Building $479,945
2022$8,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50

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