2003 Gemstone Ct, Lincoln, CA 95648 Property Records

Placer County property record for 2003 Gemstone Ct, Lincoln, CA 95648 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,629 sqft · built 2018
Lot Size0.338 acres (14,712 sqft)
OwnerCompany Name on File
Last Sale$595,000 (May 2018)
Tax Bill$9,332 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN335-130-050-000

Property Details

APN / Parcel Number

Primary APN335-130-050-000
Alternative APN
  • 335-130-050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,629 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Lot Area14,712 sqft (0.338 acres)
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number335-130-050
Street Address2003 GEMSTONE CT
CityLINCOLN
StateCA
Zip95648-7836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 361 TWELVE BRIDGES VILLAGE 9 UNIT 4, MOR AA-75
Legal SubdivisionTWELVE BRIDGES VILL
Legal Lot Number361
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2020
Census Tract23502

Owner

Source: Placer County records · APN 335-130-050-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2003 GEMSTONE CT, LINCOLN, CA 95648-7836
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Dec 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU
May 22, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
MICHIGAN MUTUAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2018 · Amount on Record
Deed SaleMay 22, 2018 · Amount on Record
Prior SaleJun 17, 2008
Deed Document Number201836330
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2003 GEMSTONE CT, LINCOLN, CA 95648-7836
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062230
DateJun 24, 2020
Instrument2020-0062230
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2003 GEMSTONE CT, LINCOLN, CA 95648-7836
Document Number0000091177
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedJan 08, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2003 GEMSTONE CT LINCOLN CA 956487836, LINCOLN, CA 95648-7836

Mortgage

Document Number0000091177
DateDec 20, 2018
Instrument91177
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 19, 2033

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateMay 22, 2018
Property Address2003 GEMSTONE CT, LINCOLN, CA 95648-7836
Document Number0000036330
Instrument DateMay 18, 2018
Instrument36330
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 08, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$654.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2003 GEMSTONE CT LINCOLN CA 956487836, LINCOLN, CA 95648-7836

Mortgage

Document Number36331
DateMay 22, 2018
Instrument36331
Lender
NameMICHIGAN MUTUAL
TypeFunding / Finance Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2048

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$716,142 (+2%) Land $145,070 Building $571,072
2025$9,332.00 (-1.22%) Homeowner's exemption$702,101 (+4.04%) Land $142,226 Building $559,875
2023$9,447.00 (+1.42%) Homeowner's exemption$674,840 Land $136,704 Building $538,136
2022$9,315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060610235022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 28% of California
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 590 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Radiate HoldingsCable1,500 / 50
Zeta BroadbandFixed Wireless (unlicensed)400 / 50

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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