2005 Franklin St, Melbourne, FL 32901 Property Records

Brevard County property record for 2005 Franklin St, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 1982
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Aug 2017)
Tax Bill$1,763 (2025)
Deeds & MortgagesAug 2022 Reverse Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-03-00-534

Property Details

APN / Parcel Number

Primary APN28-37-03-00-534
Alternative APNs
  • 28-37-03-00-00534.0-0000.00
  • 2817449

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area1,978 sqft
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions105 ft deep x 84.8 ft wide
Garage TypeAttached
Garage Area480 sqft
PorchFinished/Open Porch
Porch Area90 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2817449
Street Address2005 FRANKLIN ST
CityMELBOURNE
StateFL
Zip32901-5909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionPART OF NE 1/4 OF SW 1/4 AS DES IN ORB 2357 PG 179
Legal Range37E
Legal Township28S
Legal Section03
Legal SubdivisionACREAGE
Legal Block534
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3004
Census Tract64902

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2005 FRANKLIN ST, MELBOURNE, FL 32901-5909
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Aug 7, 2017Warranty Deed, Transfer · Conventional Mortgage
FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Prior SaleSep 6, 2016
Deed Document Number2017164151
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2005 FRANKLIN ST, MELBOURNE, FL 32901-5909
Transaction TypeMortgage
Record UpdatedJul 13, 2023
Title CompanyFEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 FRANKLIN ST, MELBOURNE, FL 32901-5909

Mortgage

Document Number0095941759
DateAug 23, 2022
Book Page9594/1759
Instrument2022208644
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.94%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate10.9%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 7, 2017
Property Address2005 FRANKLIN ST, MELBOURNE, FL 32901-5909
Document Number0079541883
Book / Page007954 / 001883
Instrument DateAug 3, 2017
Instrument164151
Transaction TypeTransfer
Record UpdatedAug 18, 2017
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2005 FRANKLIN ST MELBOURNE FL 329015909, MELBOURNE, FL 32901-5909

Mortgage

Document Number79541885
DateAug 7, 2017
Book Page007954/001885
Instrument164152
Lender
NameFRANKLIN AMERICAN MTG
TypeMortgage Company
AddressPITTSBURGH, PA 15220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,470 (+2.7%)$294,580 (+2.78%)
2025$1,763.00 (+0.8%)$139,700 (+5.98%)$286,620 (-2.15%)
2024$1,749.00 (+3%)
2023$1,698.00 (+7.67%) Homeowner's exemption$131,820 (+2.99%)$292,910 (+3.27%) Land $119,600 Building $173,310
2022$1,577.00 Homeowner's exemption$127,990$283,640 Land $92,000 Building $191,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims12 (2008–2017)
Claims Outside the SFHA11 of 12
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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