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2005 Emerald Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2005 Emerald Dr, Champaign, IL 61822 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.242 acres (10,542 sqft)
Owner2 Individual Names on File
Last Sale$463,000 (Jan 2025)
Tax Bill$10,737 (2022)
Deeds & MortgagesApr 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-20-20-330-009

Property Details

APN / Parcel Number

Primary APN03-20-20-330-009

Exterior

Lot Area10,542 sqft (0.242 acres)

Location & Zoning

Street Address2005 EMERALD DR
CityCHAMPAIGN
StateIL
Zip61822-3534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 412 IRONWOOD WEST IV SUB
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD WEST IV SUB
Legal Lot Number412
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1027
Census Tract1205

Owner

Source: Champaign County records · APN 03-20-20-330-009

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2005 EMERALD DR, CHAMPAIGN, IL 61822-3534
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · VA Mortgage
TJC MORTGAGE INC
Oct 21, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2025 · Amount on Record
Deed SaleJan 23, 2025 · Amount on Record
Prior SaleOct 21, 2019 · Amount on Record
Deed Document Number2025928
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2005 EMERALD DR, CHAMPAIGN, IL 61822-3534
Transaction TypeMortgage
Record UpdatedApr 28, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009988
DateApr 30, 2021
Instrument2021R09988
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 21, 2019
Property Address2005 EMERALD DR, CHAMPAIGN, IL 61822-3534
Document Number0000017521
Instrument DateOct 09, 2019
Instrument17521
Transaction TypeTransfer
Record UpdatedNov 07, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 EMERALD DR CHAMPAIGN IL 618223534, CHAMPAIGN, IL 61822-3534

Mortgage

Document Number17522
DateOct 21, 2019
Instrument17522
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$150,530 (+30.71%) Land $27,360 Building $123,170$451,590 (+30.71%) Land $82,080 Building $369,510
2022$10,737.00 Homeowner's exemption$115,160 Land $20,930 Building $94,230$345,480 Land $62,790 Building $282,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190012051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
XfinityCable1,200 / 35
AMG Technology Investment GroupFixed Wireless (licensed-by-rule)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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