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2004 Emerald Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2004 Emerald Dr, Champaign, IL 61822 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.269 acres (11,722 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Feb 2026)
Tax Bill$8,728 (2024)
Deeds & MortgagesFeb 2026 Sale
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-20-20-331-010

Property Details

APN / Parcel Number

Primary APN03-20-20-331-010

Exterior

Lot Area11,722 sqft (0.269 acres)

Location & Zoning

Street Address2004 EMERALD DR
CityCHAMPAIGN
StateIL
Zip61822-3535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 420 IRONWOOD WEST IV SUB
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD WEST IV SUB
Legal Lot Number420
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1028
Census Tract1205

Owner

Source: Champaign County records · APN 03-20-20-331-010

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2004 EMERALD DR, CHAMPAIGN, IL 61822-3535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF ILLINOIS COMMUNITY CU
Mar 03, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2026 · Amount on Record
Deed SaleFeb 09, 2026 · Amount on Record
Prior SaleSep 24, 2003 · Amount on Record
Deed Document Number20261972
Record UpdatedJun 08, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateFeb 09, 2026
Property Address2004 EMERALD DR, CHAMPAIGN, IL 61822-3535
Document Number0000001972
Map ReferenceDOC 2003 R 9650
Instrument DateFeb 09, 2026
Instrument2026R01972
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3201 W HENSLEY RD, CHAMPAIGN, IL 61822-9599

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2004 EMERALD DR, CHAMPAIGN, IL 61822-3535
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008696
DateJun 11, 2019
Instrument2019R08696
Lender
NameUNIVERSITY OF ILLINOIS COMMUNITY CU
TypeCredit Union
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2034
Interest
Rate TypeFixed Rate
Rate3.87%

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 03, 2020
Property Address2004 EMERALD DR, CHAMPAIGN, IL 61822-3535
Document Number0000003315
Instrument DateFeb 26, 2020
Instrument3315
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2004 EMERALD DR CHAMPAIGN IL 618223535, CHAMPAIGN, IL 61822-3535

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$123,760 (+12.6%) Land $27,460 Building $96,300$371,280 (+12.6%) Land $82,380 Building $288,900
2024$8,728.00 (+11.87%) Homeowner's exemption Senior Citizen's exemption$109,910 (+16.09%) Land $24,390 Building $85,520$329,730 (+16.09%) Land $73,170 Building $256,560
2022$7,802.00 Homeowner's exemption Senior Citizen's exemption$94,680 Land $21,010 Building $73,670$284,040 Land $63,030 Building $221,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190012051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
XfinityCable2,000 / 250
AMG Technology Investment GroupFixed Wireless (licensed-by-rule)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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