Rutherford County property record for 2005 E McLaughlin St, Smyrna, TN 37167 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,250 sqft · built 2010 |
| Lot Size | 0.25 acres (10,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Feb 2022) |
| Tax Bill | $2,349 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032L-E-024.00-000 |
| Primary APN | 032L-E-024.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Upper Floors Area | 392 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 10,875 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0097879 |
|---|---|
| Street Address | 2005 E MCLAUGHLIN ST |
| City | SMYRNA |
| State | TN |
| Zip | 37167-8446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 SUMMER RIDGE SEC 3 PH 2 PB 31 PG 63 SPLIT OFF 32-13.03 FOR 2008 87 X 125 |
| Legal Subdivision | SUMMER RIDGE SEC 3 PH 2 |
| Legal Block | 2 |
| Legal Lot Number | 69 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40811 |
Source: Rutherford County records · APN 032L-E-024.00-000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2005 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RELIANT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Dec 15, 2010 · Amount on Record |
| Deed Document Number | 20222423048 |
| Deed Book / Page | 2206 / 2409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Feb 10, 2022 |
| Property Address | 2005 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446 |
| Document Number | 0022062409 |
| Book / Page | 2206 / 2409 |
| Map Reference | MB 31 PG 63 |
| Instrument Date | Feb 08, 2022 |
| Instrument | 2423048 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | SOUTHERN TITLE, SOUTHERN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,109.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2005 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446 |
| Document Number | 0022062412 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2206-2412 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 2005 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446 |
| Document Number | RB18853570 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | DOCPROBE |
| Name | Verified Name |
|---|---|
| Address | 2005 E MCLAUGHLIN ST SMYRNA TN 371678446, SMYRNA, TN 37167-8446 |
| Document Number | RB18853570 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 001885/003570 |
| Instrument | 2266803 |
| Name | RELIANT BK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,925 (+26.71%) Land $30,000 Building $93,925 | $495,700 (+29.12%) Land $120,000 Building $375,700 | |
| 2025 | $2,349.00 (+1.86%) | $97,800 (+1.9%) Land $13,750 Building $84,050 | |
| 2023 | $2,306.00 | $95,975 Land $13,750 Building $82,225 | $383,900 (-1.87%) Land $55,000 Building $328,900 |
| 2022 | $391,200 Land $55,000 Building $336,200 |
Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Feb 2022, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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